One Wealth Advisors LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
agreement. Investment advisory fees are based on the market value of assets under management at the end of the
prior calendar quarter. Investment advisory fees range up to 1.50% annually based on several factors, including:
the complexity of the services to be provided, the level of assets to be managed, financial planning needs, and the
overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio
restrictions and other complexities will potentially be subject to a higher fee. In certain instances, advisory fees
collected by One Wealth will cover the cost of tax preparation services through a third party. The Advisor requires a
minimum fee of up to $10,000, which may be reduced or waived at the Advisor’s discretion.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees are negotiable at the sole discretion of the Advisor. The Advisor, in its sole discretion,
can charge a lesser fee based upon certain criteria, such as anticipated future earning capacity, anticipated future
assets to be managed, related accounts, account composition, and other factors. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by One Wealth will be independently valued by the Custodian. One Wealth will conduct periodic reviews of the
Custodian’s valuation.

The Client may make additions or withdrawals from the account[s] at any time, subject to the Advisor’s right to
terminate an account or the overall relationship. Additions may be in cash or securities provided that the Advisor
reserves the right to liquidate any transferred securities or decline to accept particular securities into a Client’s
account[s]. Clients may withdraw account assets on notice to One Wealth, subject to the usual and customary
securities settlement procedures. However, the Advisor typically designs its investment portfolios as long-term
investments and the withdrawal of assets may impair the achievement of a Client’s investment objectives. One
Wealth may consult the Client about certain implications of such transactions. Clients are advised that when such
securities are liquidated, they may be subject to securities transaction fees, short-term redemption fees, and/or tax
ramifications. If assets in excess of $10,000 are deposited into or withdrawn from the Client’s account[s], the
Advisor’s fee will be adjusted in the next billing period to reflect the fee difference. The Advisor, at its sole discretion,
will negotiate a fee that differs from the schedule above for certain account[s] or holdings.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which will be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Third Party Access Platforms- For assets managed through a third-party platform, the Client is not charged any
additional platform fees. The Advisor bears the cost of the platform in order to service these Client assets. Advisory
fees apply to assets accessed and managed through the platform as part of the Client’s assets under management,
as disclosed above.

Financial Planning and Consulting Services
One Wealth offers its financial planning and consulting services as a part of its wealth management services.
Clients may choose to engage the Advisor separately for a fixed fee engagement ranging from $1,000 to $50,000.
Fees are negotiable depending on the nature and complexity of each Client’s circumstances. An estimate for total
costs will be provided to the Client prior to engaging for planning and consulting services. The Advisor may also
                                                   One Wealth Advisors, LLC
                                     766 Valencia Street, 2nd Floor, San Francisco, CA 94110
                                          Phone: (415) 729-1770 * Fax: (415) 729-1750
Page 8                                                 www.onewealth.net

make alternative compensation arrangements with certain Clients, which may include taking an interest in the
Client’s company or other equity positions. If a Client engages the Advisor for investment management services,
One Wealth may offset all or a portion of its fees for those services based upon the amount paid for the financial
planning and/or consulting services.

Retirement Plan Advisory Services
Retirement plan advisory fees are typically paid quarterly, in advance of each calendar quarter, pursuant to the
terms of the retirement plan advisory agreement. Retirement plan advisory fees are charged either as a percentage
of assets in the Plan or as a fixed fee of up to $20,000, based on the scope and complexity of the services. Fees
are negotiable at the sole discretion of the Advisor.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent
Managers will not typically offer any fee discounts, but may have a breakpoint schedule which will reduce the fee
...

Item 7 – Types of Clients
One Wealth offers investment advisory services to individuals, high net worth individuals, trusts, estates,
charitable organizations, businesses, and retirement plans. The amount of each type of Client is available on the
Advisor's Form ADV Part 1A. These amounts will change over time and are updated at least annually by the
Advisor. The Advisor requires a minimum fee of up to $10,000. In addition, certain Independent Managers may
impose a minimum fee. One Wealth may waive its minimum relationship size and fee at its sole discretion.