Orchid Advisory LLC

Item 5 – Fees and Compensation

A.      Fee Schedule
Clients receiving asset management and family office services may choose between two fee
structures for the same comprehensive services:

ASSET MANAGEMENT
Orchid offers asset management and family office services to advisory Clients. Orchid charges an
annual investment advisory fee based on the total assets under management and will not to exceed
1.00%. The specific fee will be agreed upon in the Advisory Agreement.

Fees are billed quarterly in advance based on the amount of assets managed as of the close of
business on the last business day of the previous billing period. If margin is utilized, the fees will be
billed based on the net asset value of the Account. Client understands that Orchid may group
certain related Client accounts, often known as “householding”, for the purposes of achieving the
minimum account size and determining the annualized fee.

Sub-Advisors:
In certain circumstances, Orchid may engage and supervise one or more third-party managers to
oversee all or a portion of a Client’s portfolio. These managers are selected based on factors such
as investment expertise, performance, style, and alignment with the Client’s objectives. When
engaged, they are granted trading discretion, including the authority to buy and sell securities in
Client accounts and deduct their fees, as authorized in the Client’s Advisory Agreement and/or their
separate agreement with the client. They do not have authority to move funds between or outside
of accounts, other than for the purpose of fee deduction. Fees for these services are paid directly
by the Client to the manager. Orchid actively monitors each manager’s performance, risk profile,
and adherence to the Client’s investment guidelines. All fees paid to Orchid are separate from and
in addition to those paid to the manager. However, the combined total of all advisory fees will not
exceed 2.00%.

FAMILY OFFICE SERVICES
Orchid charges an annual fixed fee or hourly fee for family office services. Prior to the planning
process the Client will be provided an estimated plan fee which will be based on the complexity of
the engagement.

        FIXED FEES
        Family Office Services are offered based on an annual fee never to exceed $1,000,000,
        charged quarterly in advance. Ongoing Fee Services will continue year over year until
        canceled, in writing, by either Orchid or the Client. Should the fee need to change, the Client
        and Orchid will agree upon a few annual fee and sign an amended fee agreement.

        HOURLY FEES (BILL PAY SERVICES ONLY)
        Orchid charges an hourly fee not to exceed $300 per hour. Fees are billed monthly in arrears.

        CUSTODY-RELATED FEES
        In limited circumstances where Orchid provides or facilitates services that give rise to
        custody (e.g. such as bill pay or serving as trustee). Clients may be charged a fixed fee for
        these services. This fee will be agreed upon in the Client’s advisory agreement and will be
        payable annually or quarterly in advance. Orchid provides these custody-related services on

        a flat fee basis, which is separate from the standard advisory or family office fee.

B.     Payment of Fees
Asset Management Fees are deducted directly from the Client’s Account.
Sub-Advisor Fees are deducted directly from the Client’s Account.

Family office service fees are generally invoiced directly to the Client but may also be deducted
from another account held with Orchid.

Orchid, in its sole discretion, may charge a lesser investment advisory fee based upon certain
criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated
future additional assets, dollar amounts of assets to be managed, related accounts, account
composition, negotiations with Clients, etc.)

For all services, Clients may terminate their engagement with Orchid within five (5) business days
of signing an Agreement with no obligation and without penalty. After the initial (5) business days,
the Agreement may be terminated by Orchid with thirty (30) days written notice to Client and by the
Client at any time with written notice to Orchid. For accounts opened or closed mid-billing period,
fees will be prorated based on the days services are provided during the given period. All unpaid
earned fees will be due to Orchid and all unearned fees will be refunded to the Client. Any increase
in fees will be acknowledged in writing by both parties before any increase in said fees occurs.

C.     Additional Fees
Custodians may charge brokerage commissions, transaction fees, and other related costs on the
purchases or sales of mutual funds, equities, bonds, options, margin interest, and exchange-traded
funds. Mutual funds, money market funds, and exchange-traded funds may also charge internal
management fees, which are disclosed in the fund’s prospectus. Orchid does not directly receive
any compensation from these fees. All of these fees are in addition to the management fee you
pay to Orchid. For more details on the brokerage practices, see Item 12 of this brochure.

D.     Prepayment of Fees
Asset Management and Family Office Service Fees are billed in advance.

E.     External Compensation for the Sale of Securities
Orchid does not receive any external compensation from the sale of securities.

Item 7 – Types of Clients & Account Minimums

Orchid’s Clients are generally individuals, small businesses, trusts, estates, high net-worth
individuals, pooled investment vehicles, and charities. Client relationships vary in scope and length
of service.

There is no minimum account size and Clients are not required to have a certain amount of
investment experience or sophistication.