Orin Green Financial LLC

Item 5: Fees & Compensation

    Compensation for Our Advisory Services

    Wrap Asset Management:

    Please refer to our Wrap Fee Program Brochure for information regarding our fees and compensation
    for our Wrap Asset Management service.

    Wrap Comprehensive Portfolio Management:

    Please refer to our Wrap Fee Program Brochure for information regarding our fees and compensation
    for our Wrap Comprehensive Portfolio Management service.

    Financial Planning & Consulting:

    Our firm charges a flat annual fee for financial planning and consulting services. The total estimated
    fee, as well as the ultimate fee charged, is based on the scope and complexity of our engagement with
    the client. Flat fees will not exceed $100,000 per year. Our firm may require a full payment of the
    ultimate financial planning or consulting fee at the time of signing. The specific fee arrangement and
    retainer will be detailed in the signed client advisory agreement. Our firm will not require a retainer
    exceeding $1,200 when services cannot be rendered within 6 months.

    Retirement Plan Consulting:

    Our Retirement Plan Consulting services are billed on an hourly or flat annual fee basis. Alternatively,
    our firm may charge a fee based on a percentage of Plan assets under management instead of an
    hourly or flat annual fee. The total estimated fee, as well as the ultimate fee charged, is based on the
    scope and complexity of our engagement with the client. The maximum hourly fee to be charged will
    not exceed $250. Our flat fees range from $750 to $10,000 per year. Fees based on a percentage of
    managed Plan assets will not exceed 1.00%. The fee-paying arrangements for Retirement Plan
    Consulting service will be determined on a case-by-case basis and will be detailed in the signed
    consulting agreement. Clients may be invoiced directly for the fees.

    Other Types of Fees & Expenses

    Wrap clients will not incur transaction costs for trades. More information about this can be found in
    our separate Wrap Fee Program Brochure.

    However, clients may pay holding charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (e.g., fund management fees, distribution fees, surrender charges,
    variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, fees for

ADV Part 2A – Firm Brochure                        Page 6                                     Willow Creek Financial

    trades executed away from custodian, wire transfer fees, and other fees and taxes on brokerage
    accounts and securities transactions). Our firm does not receive a portion of these fees. Holding
    charges as a result of alternative investments will be reimbursed by our firm to the client account(s).

    Termination & Refunds

    Either party may terminate the advisory agreement signed with our firm for Wrap Asset Management
    or Wrap Comprehensive Portfolio Management services in writing at any time. Upon notice of
    termination pro-rata advisory fees for services rendered to the point of termination will be charged.
    If advisory fees cannot be deducted, our firm will send an invoice for due advisory fees to the client.

    Financial Planning & Consulting clients may terminate their agreement at any time before the
    delivery of a financial plan by providing written notice. Clients will receive a refund of the current
    calendar year’s fees.

    Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
    written notice to the other party. Full refunds will only be made in cases where cancellation occurs
    within 5 business days of signing an agreement. After 5 business days from initial signing, either
    party must provide the other party 30 days’ written notice to terminate billing. Billing will terminate
    30 days after receipt of termination notice. Clients will be charged on a pro-rata basis, which takes
    into account work completed by our firm on behalf of the client. Clients will incur charges for bona
    fide advisory services rendered up to the point of termination (determined as 30 days from receipt
    of said written notice) and such fees will be due and payable.

    Commissionable Securities Sales

    Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

    Our firm has the following types of clients:

         •    Individuals and High Net Worth Individuals;
         •    Trusts, Estates or Charitable Organizations;
         •    Pension and Profit-Sharing Plans;
         •    Corporations, Limited Liability Companies and/or Other Business Types.

    Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
    us.

ADV Part 2A – Firm Brochure                        Page 7                                    Willow Creek Financial