Pollock Investment Advisory Corporation

Item 5 Fees and Compensation
Description
PIAC offers investment advisory services for a percentage of assets under management for most of its
advisory clients according to a scale.

The annual Advisory Service Agreement fee is based on a percentage of the investable assets
according to the following schedule:

0-1 million ............................ 100 basis points
1 - 2 million .......................... 80 basis points
2 - 3 million .......................... 70 basis points
3 - 4 million .......................... 60 basis points
5 million plus. ...................... 40 basis points

There is no minimum annual fee. Current preexisting client relationships may exist where the fees
are higher or lower than the fee schedule above.

Asset management includes all platform and reporting costs. The asset management fee does not
include mutual fund and stock trade commission of approximately $5.00-$50.00 per trade.

Although the Advisory Service Agreement is an ongoing agreement and constant adjustments are
required, the length of service to the client is at the client's discretion. The client or the investment
manager may terminate an Agreement by written notice to the other party. At termination, PIAC will
refund any unearned portion of the advance quarterly payment. The portfolio value at the completion of
the prior full billing quarter is used as the basis for the fee computation, adjusted for the number of
days during the billing quarter prior to termination.

Fees are negotiable.

Fee Billing
Investment management fees are billed quarterly, in advance, meaning that we charge the
management fee before the three-month billing period has begun. Payment in full is debited from each
investment advisory account (generally), and the client must consent in advance to direct debiting of
their advisory account.

Other Fees
Custodians may charge transaction fees on purchases or sales of certain mutual funds and all
exchange traded securities. These transaction charges are usually small and incidental to the
purchase or sale of a security. The selection of the security is more important than the nominal fee that
the custodian charges to buy or sell the security. PIAC, in its sole discretion, may waive its minimum
fee and/or charge a lesser investment advisory fee based upon certain criteria (e.g., historical
relationship, type of assets, anticipated future earning capacity, anticipated future additional assets,
dollar amounts of assets to be managed, related accounts, account composition, negotiations with
clients, etc.).

Expense Ratios
Mutual funds generally charge a management fee for their services as investment managers. The
management fee is called an expense ratio. For example, an expense ratio of "50 basis points" means
that the mutual fund company charges 0.5% annually for their services. These fees are in addition to
the fees paid by you to PIAC.

Performance figures quoted by mutual fund companies in various publications are after their fees have
been deducted.

Past Due Accounts and Termination of Agreement
PIAC reserves the right to stop work on any account that is more than 90 days overdue. In addition,
PIAC reserves the right to terminate any financial planning engagement where a client has willfully
concealed or has refused to provide pertinent information about financial situations when necessary
and appropriate, in PIAC judgment, to providing proper financial advice. Any unused portion of fees
collected in advance will be refunded.

Item 7 Types of Clients
Description
PIAC generally provides investment advice to individuals, high net worth individuals, pension, and
profit-sharing plans, trusts, estates, or charitable organizations.

Client relationships vary in scope and length of service.

Account Minimums
There is no account size minimum.