Prairie Sky Financial Group LLC

Item 5 – Fees and Compensation

A. Fees for Advisory Services

The annual fee for investment advice to be charged to the client’s account(s) will range between 0.8% and 1.75% and will
not exceed the 3.0% maximum allowed through the LPL Financial Strategic Wealth Management program (“SWM”). The
fee to be assessed to each account will be detailed in the client’s signed advisory agreement with PSFG. The standard
asset-based fee schedule for services is as follows:

                             Total Assets Under Management                      Annual Fee
                       $50,000 - $250,000                                         1.75%
                       $250,000 - $500,000                                        1.50%
                       $500,000 - $750,000                                        1.25%
                       $750,000 - $5,000,000                                      1.00%
                       $5,000,000 and above                                       0.80%

Our fees are negotiable at our sole discretion. Factors that could affect the amount of the fees we charge include but are
not limited to: (a) the amount of assets to be managed, (b) the types of investment assets to be managed, (c) the
complexity of your portfolio, and (d) the size and number of other accounts maintained with us by you and/or your family
members.

PSFG charges our investment management fees in advance, meaning that we charge our fees as we begin to provide our
services to you. Any fees refunded will be the balance of the fees collected in advance minus the daily rate* times the
number of days in the billing period up to and including the day of termination. (*The daily rate is calculated by dividing the
annual asset-based fee rate by 365.)

You provide authorization permitting calculated fees to be paid by the terms detailed within your investment advisory
agreement. You are encouraged to review your custodial statements to verify the accuracy of our fee calculation.

Financial Planning and Consulting Fees

A flat fee can be negotiated and charged depending on the scope of the project and duration of services. The hourly fee
for services is $250. Fees are charged 50% in advance, but never more than six months in advance, with the remainder
due upon presentation of the plan. PSFG may charge an hourly fee for a "second opinion " of an asset allocations
financial plan for the same fee. Clients may terminate the agreement without penalty for a full refund of fees within five
business days of signing the Financial Planning Agreement. Thereafter, clients may terminate the Financial Planning
Agreement upon written notice.

The fee to be assessed and payment arrangements will be detailed in an agreement to be signed by the client. The total
estimated fee, as well as the ultimate fee that we charge you will be based on the scope and complexity of our
engagement with you and could vary from fees charged to other clients of PSFG. Financial planning and consulting fees
are paid via a check payable to Prairie Sky Financial Group.

Selection of Other Adviser Fees

With any election of other advisers or money managers to provide services to your account(s), you may cancel any
elected manager or services with a ten (10) day notice to our Firm.

Other Types of Fees & Expenses

In addition to our advisory fees above, Clients may also pay charges imposed by the chosen investments, charges
imposed directly by a mutual fund, index fund, exchange traded fund, and other investments which shall be disclosed in
the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges, mutual fund sales loads, surrender
charges, variable annuity fees, and other fund expenses). PSFG does not utilize funds that impose 12(b)-1 fees
within its wrap program. In any instance where a 12(b)-1 fee has been assessed to an account within the program, our
Firm will ensure a proper refunding event occurs. LPL Financial will charge additional items related to their services
provided as custodian to your account(s). Our firm does not receive a portion of these fees. These charges may include
items such as:
             Custodial fees.
             Transaction-related fees (i.e., wire transfer fees or transfer taxes)
             Margin interest
             Credit access line interest
             IRA and Qualified Retirement Plan Fees.
             Other fees and taxes applicable to certain accounts and transactions.

Client Responsibility for Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees, brokerage fees, mutual fund fees,
transaction fees, etc.). Those fees are separate and distinct from the fees and expenses charged by PSFG. Please see
Item 12 of this brochure regarding broker-dealer/custodian.

Prepayment of Fees

PSFG collects fees in advance. Refunds for fees paid in advance will be returned within fourteen days to the client via
check or return deposit back into the client's account. For all asset-based fees paid in advance, the fee refunded will be
the balance of the fees collected in advance minus the daily rate* times the number of days in the billing period up to and
including the day of termination. (*The daily rate is calculated by dividing the annual asset-based fee rate by 365.)

For fixed fee or hourly fee arrangements collected in advance, the fee refunded will be the balance of the fees collected in
advance minus the hourly rate ($250.00) times the number of hours of work that has been completed up to and including
the day of termination.

Commissionable Securities Sales

Representatives of our firm may additionally be registered representatives of LPL Financial, LLC Member FINRA/SIPC.
As such, they can accept compensation for the sale of securities or other investment products, including distribution or
service (“trail”) fees from the sale of mutual funds. Clients should be aware that the practice of accepting commissions for
...

Item 7 – Types of Clients

We have the following types of clients:

     •   Individuals and High Net Worth Individuals.
     •   Trusts, Estates or Charitable Organizations.
     •   Pension and Profit-Sharing Plans.
     •   Corporations, Limited Liability Companies and/or Other Business Types.

LPL Sponsored Advisory Programs have minimum account requirements of $5,000 to $250,000 depending upon the
chosen program. PSFG does not impose an account minimum for our firm's portfolio management services.

Retirement Accounts

As part of our investment advisory services to you, PSFG may recommend you roll assets from your employer’s
retirement plan, such as a 401(k), 457, or ERISA 403(b) account (collectively, a “Plan Account”), to an individual
retirement account, such as a SIMPLE IRA, SEP IRA, Traditional IRA, or Roth IRA (collectively, an “IRA Account”) our
firm will manage on your behalf. We may also recommend rollovers from IRA Accounts to Plan Accounts, from Plan
Accounts to Plan Accounts, and from IRA Accounts to IRA Accounts. When we provide any of the foregoing rollover
recommendations we are acting as fiduciaries within the meaning of Title I of the Employee Retirement Income Security
Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts.

If you elect to roll the assets to an IRA subject to our management, PSFG will charge you an asset-based fee as set forth
in the advisory agreement you executed with our firm. This creates a conflict of interest because it creates a financial
incentive for our firm to recommend the rollover to you (i.e., receipt of additional fee-based compensation). You are under
no obligation, contractually or otherwise, to complete the rollover. Moreover, if you do complete the rollover, you are under
no obligation to have the assets in an IRA managed by our firm. Due to the foregoing conflict of interest, when we make
rollover recommendations, we operate under a special rule that requires us to act in your best interests and not put our
interests ahead of yours. Under this special rule’s provisions, we must:

       meet a professional standard of care when making investment recommendations (give prudent advice).
       never put our financial interests ahead of yours when making recommendations (give loyal advice).
       avoid misleading statements about conflicts of interest, fees, and investments.
       follow policies and procedures designed to ensure that we give advice that is in your best interests.
       charge no more than a reasonable fee for our services; and
       give you basic information about conflicts of interest.

Many employers permit former employees to keep their retirement assets in their company plan. Also, current employees
can sometimes move assets out of their company plan before they retire or change jobs. In determining whether to
complete the rollover to an IRA, and to the extent the following options are available, you should consider the costs and
benefits of a rollover. Note that an employee will typically have four options in this situation:

       leaving the funds in your employer’s (former employer’s) plan.
       moving the funds to a new employer’s retirement plan.
       cashing out and taking a taxable distribution from the plan; or
       rolling the funds into an IRA rollover account.

Each of these options has positives and negatives. Because of that, along with the importance of understanding the
differences between these types of accounts, we will provide you with a written explanation of the advantages and
disadvantages of both account types and the basis for our belief that the rollover transaction we recommend is in your
best interests.