Prosper Private Wealth LLC

ITEM 5 - FEES AND COMPENSATION
In addition to the information provided in Item 4 – Advisory Business, this section details our Firm’s services
and each service’s fees and compensation arrangement. The Client and Prosper Private Wealth’s

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Investment Advisory Agreement will outline and agree upon the exact costs and other terms related to
the Client’s Accounts.

INVESTMENT MANAGEMENT FEE

Our Firm offers investment management services for an annual fee based on the amount of assets under
management. Our maximum annual fee can be up to 2.00%, and we have a minimum account size of
$1,000,000. We retain the right to waive the minimum account size at our discretion.
Our annual fee is reasonable in relation to (1) the services provided and (2) the fees charged by other
investment advisers offering similar services/programs.
Our annual fee is prorated and charged monthly, in arrears, based on the average daily balance of the
account. Cash and cash equivalents, including money market funds, are subject to your advisory fee.
Clients should understand that the advisory fees charged on these balances may exceed the returns
provided by cash, cash equivalents, or money market funds, especially in low-interest rate environments.
Our Firm retains complete discretion to negotiate fees and may waive or impose different fees on any
Client. The investment advisory fees will be deducted from your account and paid directly to our Firm by
the qualified Custodian(s) of your account. The Client will authorize your account's qualified Custodian(s)
to deduct fees from the account and pay such fees directly to our Firm. All account assets, transactions,
and advisory fees will be shown on the monthly or quarterly statements provided by the Custodian. You
should review your account statements received from the qualified Custodian(s) and verify that appropriate
investment advisory fees are being deducted. The qualified Custodian(s) will not verify the accuracy of the
investment advisory fees deducted. We may aggregate related Client accounts to calculate the advisory
fee applicable to the Client. The investment management agreement will outline the fee charged to a
Client and any breakpoints based on the level of assets managed. The fees are subject to change with
prior written notice to the Client.
Our annual investment advisory fee may be higher than that of other investment advisers that offer similar
services and programs. In addition to our compensation, you may incur charges imposed at the mutual
fund level (e.g., advisory fees and other fund expenses).
Accounts initiated or terminated during a calendar month will be charged a prorated fee based on the
days the Client account was open during that quarter. Any prepaid, unearned fees will be refunded upon
termination of any account.

LEGACY MANAGEMENT FEE

Managed legacy positions are included within our Firm’s standard investment management fee and are
outlined in the executed investment management agreement.

FINANCIAL PLANNING FEE

Our Firm provides financial planning services under an hourly fee arrangement. This arrangement charges
a mutually agreed-upon fee for financial planning services.
The maximum hourly fee is $450.
Fees charged for our financial planning services are negotiable based upon the type of Client, the services
requested, the investment adviser representative providing advice, the complexity of the Client's situation,

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the composition of the Client's account, other advisory services provided, and the relationship of the Client
and the investment adviser representative.
The amount of the fee for your engagement is specified in your financial planning agreement with us. At
our sole discretion, the Client may be required to pay the fee at the time the agreement is executed with
our Firm; however, our Firm does not require or solicit prepayment of more than $1,200 in fees per Client,
six months or more in advance. The fee is considered earned upon delivery of the financial plan, and any
unpaid amount is immediately due.
The Client may pay the fees owed for the financial planning services by submitting payment directly via
check, or by deducting the fee from an existing investment account. If the Client elects to pay by automatic
deduction from an existing investment account, they will provide written authorization to our Firm for such
a charge.
If the Client terminates the financial planning services after entering into an agreement with our Firm, the
Client will be invoiced and responsible for immediate payment of any hourly financial planning services
performed by us before receiving notice of termination. For financial planning services, our Firm performs
under a hourly fee arrangement, the Client will be responsible for paying a pro-rated fixed fee equivalent
to the percentage of work that our Firm completed. If there is a remaining balance of any fees paid in
advance after deducting fees from the final invoice, those remaining proceeds will be refunded to the
Client.

INDEPENDENT SUB-ADVISORY & THIRD-PARTY MANAGER SERVICE FEES

A complete description of the SMA and ITPM’s services, fee schedules, and account minimums will be
disclosed in Manager's disclosure brochure, which will be provided to you before or when an agreement
for services is executed, and the account is established. Each third-party investment adviser is required
under federal securities laws to provide their clients, including SMA and ITPM Clients, with a Form ADV
Part 2A (“Adviser Brochure” or “this Brochure”) that includes disclosures, and among other things, the
fees charged to their clients.
The actual fee charged to the Client will vary depending on SMA or ITPM. All fees are calculated and
collected by the Manager, who will be responsible for delivering our Firm’s portion of the fee paid by the
...

ITEM 7 - TYPES OF CLIENTS
Our Firm provides investment management, investment advice, financial planning, and third-party
portfolio management to for individuals, high-net-worth individuals and families, estates, trusts, retirement
plans.

Our Firm requires a minimum account value of $1,000,000 to provide advisory services. To reach
this account minimum, Clients can aggregate all household accounts. Exceptions may be
granted to this minimum for the Client's relationship with the representative.] Unless otherwise
instructed by the Client, we will aggregate related client accounts for the purposes of
determining the account size and annualized fee. The common practice is often referred to as
“house-holding” portfolios for fee purposes and may result in lower fees than if fees were
calculated on portfolios separately. Our method of house-holding accounts for fee purposes
looks at the overall family dynamic and relationship. When applicable, and noted in Exhibit A of
the Investment Management Agreement, legacy positions will also be excluded from the fee
calculation.

Clients must execute a written agreement with our Firm specifying the advisory services to establish a
Client arrangement with us.

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