Prufid Financial Advisors LLC

Item	5	–	Fees	and	Compensation

   A. PruFid is compensated on a fee-only basis for its services as follows:

       I. PRUFID	Portfolio	Management	Service
          PRUFID Portfolio Management Service fees are charged based on a
          percentage of the value of assets being managed.

          For the PRUFID Portfolio Management Service, clients pay an annual fee
          based on percentage of assets under Management as per the fee schedule
          below. This fee is paid at the end of each quarter, based on the value of the
          portfolio at the end of the quarter. Fees for the initial and final billing periods
          will be prorated for the number of days management services were provided
          during the quarter in question.

          Fee	Schedule	for	PRUFID	Portfolio	Management	Service

          First $10,000,000             0.235% per year (0.05875% per quarter)
          Next $10,000,000              0.11% per year (0.0275% per quarter)
          Next $30,000,000              0.055% per year (0.01375% per quarter)
          Next $50,000,000              0.03% per year (0.0075% per quarter)
          Subsequent amounts            0.02% per year (0.005% per quarter)

          Fees are negotiable, based upon portfolio size and other business
          considerations. The	minimum	annual	fee	is	$30,000 (i.e., $7,500 per
          quarter). Generally, PruFid will not accept accounts of less than $3,000,000,
          but exceptions may be made on a case-by-case basis.

B. For the PRUFID Portfolio Management Service, fees are withdrawn directly from a
   client’s account. This is done quarterly.

C. Other fees. PRUFID Portfolio Management Service clients may also be subject to
   brokerage commissions, transaction fees, and other related costs and expenses
   which shall be incurred by the client. Clients may incur certain charges imposed by
   custodians, brokers, third party investment and other third parties such as fees
   charged by managers, custodial fees, deferred sales charges, transfer taxes, wire
   transfer and electronic fund transfer fees, and other fees and taxes on brokerage
   accounts and securities transactions. Mutual funds and exchange traded funds also
   charge internal management and administrative fees, which are disclosed in a fund’s
   prospectus.

   Such charges, fees and commissions are exclusive of, and in addition to, PruFid’s fee,
   and PruFid shall not receive any portion of these commissions, fees, and costs (i.e.,
   those that may exist in addition to PruFid’s fees).

D. PRUFID Portfolio Management Service (i.e., investment advisory) clients pay in
   arrears (i.e., at the end of each quarter). Clients of that service may terminate their
   service at any time. If PRUFID Portfolio Management Service clients are not satisfied
   with their service, and they request a refund, they will receive a complete refund of

      PruFid fees paid within the previous six months.

   E. No PruFid employees or officers accept compensation of any kind for sale of
      securities or any other investment products (i.e., no commissions). PruFid considers
      that sort of compensation to carry an unacceptable conflict of interest.

Item 12 further describes the factors that PruFid considers in selecting or recommending
broker-dealers for client	transactions and determining the reasonableness of their
compensation (e.g., commissions).

Item	7	–	Types	of	Clients

PruFid provides portfolio management services to individuals, high net worth individuals,
corporate pension and profit-sharing plans, private investment funds, trust programs, and
other U.S. and international institutions.

Generally, PruFid will not accept accounts of less than $3,000,000, but exceptions may be
made on a case-by-case basis.