Quantca Financial LLC

Item 5: Fees and Compensation

Quantca Financial makes money by charging fees for its investment management services. Written
authorization is given for Quantca Financial to collect fees for its services and the client authorizes the
custodian to deduct fees to pay Quantca Financial directly. Fees are not pre-paid and are collected either
monthly or quarterly as established in the client’s agreement. Regardless of whether your investments earn
or lose money, you will incur fees, which will decrease your investment returns over time. It's important to
be aware of and understand these fees.

Assets Under Management (AUM) Fees:

Clients are charged a percentage of assets under management fee that varies by investment model. This
fee varies from 0.39% to 2% annually. Fees are negotiable, and are calculated either using the average daily
net liquidation value (NLV) of the client account, or the end of period NLV, as detailed in the client
agreement for their selected model.

Fees are subject to change and current fees will always be available at Quantca.com. Quantca Financial’s
current product offering and fee structure is a 0.39% annual fee for clients that select the YieldSmart lowest
risk/reward model, or a 2% annual fee for clients that select other risk/reward models.

Other fees:

If your account trades ETFs, ETFs charge expense ratios that represent the cost of the ETF fund. These fees
vary by ETF and the allocation in your investment account. Quantca Financial does not receive any form of
compensation from these expense ratios. Trade execution will also be charged transaction costs by the
brokerage. The nature of our algorithmic execution may hold assets for less than a year, which has a
different tax liability from assets held more than a year. For more information consult a tax professional.

Item 7: Types of Clients

Quantca Financial provides services to various types of Clients, including individuals, businesses, legally
formed entities and investment companies. Quantca typically imposes a minimum asset size of $5,000 for
its services.