Raleigh Capital Management Inc

Item 5 – Fees and Compensation
In addition to the information provided in Item 4 – Advisory Business, this section provides additional details regarding our
firm’s services along with descriptions of each service’s fees and compensation arrangements.

Financial Planning Services:

We charge fixed fees for written financial plans. We charge $995 for most financial plans but reserve the right to charge
more for complex plans, if the client agrees in advance. For plans estimated to cost $1,000 or less, half the fee is due in
advance, the rest is due upon presentation of the plan. For plans estimated to cost more than $1,000, $500 is due in
advance, and the remainder is due upon presentation of the plan.

Financial plans will be delivered to the client within six (6) months of the engagement.

We frequently waive the costs of financial plans altogether for prospective clients who respond to certain promotions,
including those made in our radio advertisements.

         Raleigh Capital Management Inc.                   Page 5 of 16                 ADV Part 2A Disclosure Brochure

Financial planning services terminate upon presentation of the written plan. However, either party may terminate the
agreement sooner by providing written notice to the other party. Termination will be effective upon receipt of notice. If
services are terminated within five (5) business days of executing the agreement, services will be terminated without penalty
and no fees will be due. If services are terminated after the initial five day period, pre-paid fees will be pro-rated and any
unearned fees will be refunded to the client.

Outside Money Managers Services:

RCM may recommend that clients invest directly with third-party money managers offering a wide range of advisory
services, including asset allocation, market timing and portfolio management. The third-party money manager is responsible
for continuously monitoring your accounts and making trades in your accounts when necessary.

We will assist you with identifying your risk tolerance and investment objectives. We recommend third-party investment
advisers and help determine appropriate investment strategies in relation to your stated investment objectives and risk
tolerance. You will enter into an agreement directly with the unaffiliated third-party investment adviser.

If we recommend a third-party investment adviser to you, a complete description of that adviser’s services, fee schedules
and account minimums is provided in the adviser’s Form ADV Disclosure Brochure. These brochures are provided to you
when we initially recommend the third-party investment adviser.

You will also enter into an agreement with the third-party manager that will describe the manager’s fee and any fee RCM
will receive. Generally, the client’s total fee will not exceed 1.80% of the value of the client’s assets under management per
year.

Although the third-party investment advisers are responsible for making all investment decisions, we are available to answer
questions you may have regarding your account and act as the communication conduit between you and the third-party
investment advisers. The third-party investment advisers we recommend generally require discretionary authority to
determine the securities to be purchased and sold in your accounts. Neither we nor our representatives have any trading
authority with respect to your managed account(s) with the third-party investment adviser(s).

We enter into only a select number of relationships with third-party investment adviser firms that have agreed to pay us a
portion of the overall fee charged to our clients. Therefore, we have a conflict of interest because we only recommend third-
party investment advisers that agree to compensate us for referring our clients.

There may be other third-party managed programs, not recommended by us, that are suitable for you and that may be more
or less costly than arrangements recommended by us. No guarantees can be made that your financial goals or objectives
will be achieved by a third-party investment adviser recommended by us.

Further, no guarantees of performance can ever be offered by us. See Item 8 – Methods of Analysis, Investment Strategies
and Risk of Loss for more details.

You are encouraged to consult with a tax adviser to discuss any tax implications involving your portfolios in this program.

You may incur additional charges including, but not limited to, mutual fund sales loads, 12b-1 fees, surrender charges, and
IRA and qualified retirement plan fees. We will never receive any portion of such commissions or fees. When we negotiate
lower fees and expenses charged by third parties, all negotiated improvements are for your benefit.

Additionally, we may select and monitor other money managers for our clients. When we do so, the other money managers
pay RCM directly, a portion of the fees generated by referred clients. Clients are free to select any broker or insurance
company they wish to purchase securities or insurance products. Clients do not pay directly for this service.

No compensation is received by RCM for the sale of securities or other investment products.

Manager of Managers and Investment Management Services:

When RCM serves as an investment manager (i.e., directly manages clients’ investments), or serves as a “manager of
managers,” RCM charges clients an advisory fee pursuant to a written investment management agreement. The advisory
fee is negotiable, varies based on the value of the client’s assets under management, and will generally not exceed 1.80%
of the value of the client’s asset under management per year. If RCM retains sub-advisers to manage client assets, the sub-
adviser will be paid by RCM out of the advisory fees collected by RCM from the client.

         Raleigh Capital Management Inc.                  Page 6 of 16               ADV Part 2A Disclosure Brochure
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Item 7 – Types of Clients
RCM generally provides investment advice to the following types of clients:

    •   retirees;

    •   high-net worth individuals;

    •   business owners;

    •   pension and profit sharing plans;

    •   trusts, estates, or charitable organizations; and

    •   corporations or business entities other than those listed above.

         Raleigh Capital Management Inc.                    Page 8 of 16                ADV Part 2A Disclosure Brochure

Minimum Investment Amounts Required

Generally, an aggregate account minimum of $250,000 is required to engage RCM for investment advisory services. RCM
may waive this account minimum or charge a lesser advisory fee based upon certain criteria (i.e., anticipated future earning
capacity, anticipated future assets, the dollar amount of assets to be managed, the existence of related accounts,
negotiations with client, etc.).