Richard G Slater

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

                                                     Richard G. Slater
                                           901 51st Street, Sacramento, CA 95819
                                                   Phone: (916) 835-4758
                                                http://theatobapproach.com

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior calendar quarter. Investment advisory fees are based on the following tiered
schedule:

                     Assets Under Management                  Annual Rate (%)
                     Up to $100,000                               1.50%
                     $100,001 to $500,000                         1.20%
                     $500,001 to $1,000,000                       1.00%
                     $1,000,001 to $2,000,000                     0.75%
                     $2,000,001 to $3,000,000                     0.50%
                     $3,000,001 to $10,000,000                    0.40%
                     $10,000,001 and over                       negotiable

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Certain Clients may have a fee
schedule that differs from the schedule above. The Client’s fees will take into consideration the aggregate assets
under management with the Advisor. All securities held in accounts managed by Slater will be independently
valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate
billing.

The Advisor’s fee is exclusive of, and in addition to, brokerage fees, transaction fees, and other related costs and
expenses, described in Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive
any portion of these commissions, fees, and costs.

Financial Planning Services
Slater offers financial planning services on fixed fee basis. Fixed fees range up to $500 and are negotiable
depending on the nature and complexity of each Client’s circumstances. An estimate for total costs will be provided
to the Client prior to engaging for these services.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with Slater at the end of the prior
quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
investment advisory fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on the
Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide written
authorization permitting advisory fees to be deducted by Slater directly from their account[s] held by the Custodian
as part of the investment advisory agreement and separate account forms provided by the Custodian. Additionally,
the Advisor may invoice the Client directly.

Financial Planning Services
Financial planning fees may be invoiced up to a hundred percent (100%) of the expected total fee upon execution
of the financial planning agreement. The balance shall be invoiced upon completion of the agreed upon
deliverable[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Slater, in connection with investments
made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees
charged by the Custodian, if applicable. The Advisor's recommended Custodian does not charge securities
transaction fees for ETF and equity trades in Client accounts, provided that the Client’s accounts meet the terms
                                                     Richard G. Slater
                                           901 51st Street, Sacramento, CA 95819
                                                   Phone: (916) 835-4758
                                                http://theatobapproach.com

and conditions of the Custodians brokerage requirements. However, the Custodian typically charge for mutual
funds and other types of investments. The investment advisory fee charged by Slater is separate and distinct from
these custody and securities execution fees.

In addition, all fees paid to Slater for investment management services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible
distribution fee. A Client may be able to invest in these products directly, without the services of Slater, but would
not receive the services provided by Slater which are designed, among other things, to assist the Client in
determining which products or services are most appropriate for each Client’s financial situation and objectives.
...

Item 7 – Types of Clients
Slater offers investment advisory services to individuals and high net worth individuals. Slater generally does not
impose a minimum account size for establishing a relationship.