Item 5: Fees and Compensation
We intend to charge fees for our investment advisory services which includes access to the Website
in an amount up to 1% per annum, collected quarterly in arrears, based on the client’s assets
under management, as reflected in the client's brokerage statment(s).
We reserve the right, in our sole discretion, to negotiate, reduce or waive the advisory fee for certain
clients for any period of time determined solely by us. In addition, we may reduce or waive our
fees for certain clients without notice to, or fee adjustment for, other clients, based on factors such
as account balances.
Clients will be assessed fees by the custodian in conjunction with transactions, account
maintenance, etc. Such fees are separate from the fees that we collect, and we do not receive any
portion of these fees. For the avoidance of doubt, the fees charged by the custodian and brokers are
in addition to the fees collected by Richr Money.
Additional Client Fees
There are no sales loads, brokerage fees, mark-ups, mark-downs, spreads paid to market makers,
or brokerage termination or account surrender fees collected by Richr Money. A client may,
however, incur certain separate charges imposed by the custodian, such as: custodian fees, account
maintenance fees, fees related to mutual funds and variable annuities, and other transactional fees
and product level fees, wire transfer, electronic fund fees, retirement account custodial or account
termination fees, in addition to certain taxes on non-retirement brokerage accounts. In particular,
regarding third-party expenses associated with ETFs, an ETF that is selected by Richr Money will
charge you an expense ratio that will be disclosed in the ETF’s prospectus. An expense ratio covers
the total annual operating expenses of an ETF and is expressed as a percentage of an ETF’s average
net assets.
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