Royal Harbor Partners LLC

Item 5. Fees and Compensation

RHP offers Investment Management services based upon assets under management.

Investment Management

          Total Assets Under Management                Percentage of AUM
          Less than $7,500,000                         1.00%
          Next $7,500,000 - $10,000,000                0.85%
          Next $10,000,000+                            0.60%

The annual fee is prorated and charged monthly, in advance, based upon the market value of the
assets being managed by RHP on the last day of the previous month. If assets are deposited into
or withdrawn from an account after the inception of a billing period, the fee payable with respect
to such assets is adjusted to reflect the interim change in portfolio value. For the initial period of
an engagement, the fee is calculated on a pro rata basis. In the event the advisory agreement is
terminated, the fee for the final billing period is prorated through the effective date of the
termination and the outstanding or unearned portion of the fee is charged or refunded to the
client, as appropriate.

Additionally, for investment management services the Firm provides with respect to certain client
holdings (e.g., held-away assets, accommodation accounts, alternative investments, etc.), RHP
may negotiate a fee rate that differs from the range set forth above.

If the client’s held-away assets are managed through the Pontera platform, there is a 1%
additional fee. The fee is deducted from the client’s other assets at Schwab and cannot be
deducted from the held away asset on the Pontera platform.

For fee-based annuity and insurance products, RHP will receive payment directly from the
insurance courier, in an amount that reflects the client’s current fee as outlined in the Advisory
contract.

For the purpose of computing fees, RHP can agree to treat managed assets in related accounts as
if all the assets were in one account. After the fee is computed in this way, it is divided among the
accounts involved, usually in proportion to the market value of each account. This grouping of
related accounts must be approved in advance by the Firm, and approval is in the sole discretion
of the Firm.

Financial Planning

Ongoing Financial Planning consists of an upfront fee of 50% of the planning fee, with an annual
fee ranging between $5,000-$50,000. The fee upfront portion of the fee covers the first 6 months
of the engagement, and is due upon contract execution. After the initial 6 months, the ongoing
portion of the fee is charged monthly or quarterly in arrears and is based on complexity and needs
of the client. The fee may be negotiable in certain cases. Fees for this service may be paid by
electronic funds transfer or check. This service may be terminated with 30 days’ notice. Upon
termination of any agreement, the remaining fee will be calculated, and will be billed to the client.
Investment Management clients may receive financial planning services at no additional cost.

The upfront portion of the Financial Planning fee is for Client onboarding, data gathering, and
setting the basis for the financial plan. This work will commence immediately after the fee is paid
and will be completed within the first 60 days of the date the fee is paid. Therefore, the upfront
portion of the fee will not be paid more than 6 months in advance.

Project-Based Services

Project-based or Hourly Expanded Consulting services will be performed at an hourly rate ranging
between $50 and $750 per hour. An initial fee may be required and will not exceed 50% of the
estimated total fee. The remainder will be due at completion. The client will receive an itemized
invoice detailing the number of hours worked.

The terms and conditions of the Project-Based or Expanded Consulting engagement are set forth
in the Advisory Agreement. The hourly fees will be invoiced to the client to be paid via check or
electronic funds transfer. The firm does not, however, take receipt of $1,200 or more in prepaid
fees in excess of six months in advance of services rendered.

Retirement Plan Consulting Fees

Our Retirement Plan Consulting services are billed on the percentage of Plan assets under
management. The total estimated fee, as well as the ultimate fee charged, is based on the scope
and complexity of our engagement with the client. (RHP) Fees based on a percentage of managed
Plan assets will not exceed 1.00%. The fee-paying arrangements for Retirement Plan Consulting
service will be determined on a case-by-case basis and will be detailed in the signed consulting
agreement.

Subscription Fees

Clients who enroll in the subscription service pay a recurring monthly fee ranging from $50 to
$500, depending on the level of access, features, and support selected. Fees for this service may
be paid by electronic funds transfer or check. The fee may be billed in arrears on a monthly basis
and may be adjusted with at least 30 days’ written notice. Upon termination of any agreement,
the remaining fee will be calculated, and will be billed to the client.

Estate Planning
Fees for estate planning services are determined based on the complexity and scope of the
services provided. Depending on the nature of the planning required, fees generally range from
$50 to $10,000. The fees may be negotiable in certain cases and will be agreed to at the start of
the engagement. An initial fee may be required and will not exceed 50% of the estimated total
fee. The remainder will be due upon completion. This service shall continue in effect until
terminated by either party by giving to the other party five (5) days written notice. Upon the
termination of this Agreement, we will not have a continuing obligation to take any action, and
any unearned fees will be prorated and refunded. Clients are not required to use any third-party
products or services that we may recommend, and they can receive similar services from other
professionals at a similar or lower cost.

Fee Discretion
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Item 7. Types of Clients

RHP offers services to individuals, trusts, estates, charitable organizations, corporations and
business entities.

Minimum Account Value

RHP does not impose account minimums, though they may have minimum fees. RHP may, in its
sole discretion, accept clients with smaller portfolios based upon certain criteria, including but
not limited to anticipated future earning capacity, anticipated future additional assets, dollar
amount of assets to be managed, related accounts, account composition, pre-existing client,
account retention, and pro bono activities.