Rutherford Asset Planning Inc

Item 5 – Fees and Compensation

    All work is on a fee-only basis, computed according to our Fee Schedule. Sometimes, we quote fixed
    fees for a client engagement based on our estimate of the time required to do the work. ​
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    The following schedule is for all new clients and optional for current clients. Unless opted out or noted
    in the engagement agreement, the schedule of fees and services set forth in their executed engagement
    agreements will apply for current clients.

    Fee Schedule

            Investment Management Annual Fee is:
            -​ 1.0% of the first $1,000,000 of assets under management.
            -​ 0.5% of assets under management above $1,000,000

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           Fees are negotiable for clients with assets over $20,000,000

           Clients must have a minimum of $1,000,000 of assets under management, this can be
           negotiable at the firm’s discretion.

            Other Family Office Services Fee is:
            -​ Determined based on the scope of the services and the complexity of each client’s
               circumstances.

            All fees are agreed upon prior to entering into a contract with any client.

    For close family members of an existing client, the minimum requirements may be waived and the
    calculation of fees for assets under management may be aggregated.

    Fees are payable quarterly in advance at the beginning of each quarter. The fees are generally deducted
    from the clients’ accounts. The engagement may be terminated by Rutherford Asset Planning, Inc. or
    the client 30 days after receipt of written notice to the other party. Excess fees collected beyond the
    termination date will be refunded.

    When we manage client assets using individual stocks and bonds we act as the manager. When we use
    mutual funds=we oversee the manager. In this case our fee is in addition to the fees charged by the
    manager. All fees paid to Rutherford Asset Planning, Inc. for investment advisory services are separate
    and distinct from the fees and expenses charged by mutual funds and/or ETFs to their shareholders.
    These fees and expenses are described in each fund's prospectus.

    These fees will generally include a management fee, administrative and accounting expenses, and a
    possible distribution fee. Although we generally select funds or partnerships that have no loads, if the
    fund/partnership also imposes sales charges, a client may pay an initial or deferred sales charge.
    Accordingly, the client should review both the fees charged by the funds and our fees to fully
    understand the total amount of fees to be paid by the client and to thereby evaluate the advisory
    services being provided.

    In addition to our advisory fees, clients are also responsible for the fees and expenses charged by
    custodians and imposed by broker dealers, including, but not limited to, any transaction charges
    imposed by a broker dealer with which an independent investment manager effects transactions for the
    client's account(s). Please refer to the "Brokerage Practices" section (Item 12) of this Form ADV for
    additional information.

Item 7 – Types of Clients

    Rutherford Asset Planning, Inc. generally provides investment advice to:
           -​ Individuals
           -​ Trusts, Estates, or Charitable Organizations
           -​ Corporations or Other Business Entities not listed above

    We have a minimum account size of $1,000,000 for new clients.