Sagespring Wealth Partners

Item 5 – Fees and Compensation
Fees and Compensation for Investment Advisory Programs
We base our fees on a percentage of assets under management or fixed fees (not including
subscription fees). You can negotiate asset-based fees with us and the decision to accept a
negotiated fee is at the discretion of SageSpring. Factors involved in this negotiation may include
the nature and size of the overall relationship and the level and type of advisory or other financial
services being or expected to be provided.

Compensation for Our Advisory Services

Investment Management Services:
The maximum annual fee charged for this service does not exceed 2.25%. Fees may be structured
as a flat percentage or blended fee rate depending on your advisory agreement. Specific fees
structures to be assessed are outlined in the advisory agreement to be signed by the client.
Annualized fees are billed on a pro-rata basis quarterly in advance based on the value of the
account(s) on the last day of the previous quarter. There can be immaterial differences between
the quarter end market value reflected on your custodial statement and the valuation as of the
last business day of the calendar quarter used for billing purposes, given timing and account

activity. Fees are deducted from client account(s). Adjustments are made for deposits and
withdrawals during the quarter that are more than $100,000. Our Firm offers direct invoicing in
rare cases. If the advisory agreement is executed at any time other than the first day of the
calendar quarter, our fees apply on a pro-rata basis, which means that the advisory fee is payable
in proportion to the number of days in the quarter for which the individual is our client. Our
advisory fee is negotiable, depending on individual client circumstances and account type.

At our discretion, we can combine the account values of family members living in the same
household to determine the applicable advisory fee. For example, we can combine account values
for client and client’s minor children, joint accounts with client’s spouse, and other types of
related accounts. Combining account values increases the asset total, which may result in you
paying a reduced advisory fee. Our Firm deducts our fee directly from your account through the
qualified custodian holding your funds and securities. Our Firm deducts our advisory fee only
when you have given our Firm written authorization permitting the fees to be paid directly from
your account. Further, the qualified custodian delivers an account statement to you at least
quarterly. These account statements show disbursements from your account. You should review
statements for accuracy.

Financial Planning and Consulting Services:
Our Firm charges on an hourly or flat fee basis for financial planning and consulting services. The
total estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of
our engagement with the client. The maximum hourly fee to be charged does not exceed $500.
Flat fees range from $1,500 to $50,000. These are general fee ranges and are negotiable. The
client can pay lower or higher than the stated ranges depending upon the circumstances of the
services provided. The fee-paying arrangements are determined on a case-by-case basis and are
detailed in the signed consulting agreement. Our Firm does not require a retainer exceeding
$1,200 when services cannot be rendered within 6 months.

Retirement Plan Consulting:
Our Retirement Plan Consulting services are billed on a flat fee basis or a fee based on the
percentage of Plan assets under management. The total estimated fee, as well as the ultimate fee
charged, is based on the scope and complexity of our engagement with the client. Our flat fees
range from $750 to $100,000. Fees based on a percentage of managed Plan assets do not exceed
1.00%. These are general fee ranges and are negotiable. The client can pay lower or higher than
the stated ranges depending upon the circumstances of the services provided. The fee-paying
arrangements are determined on a case-by-case basis and are detailed in the signed consulting
agreement.

Assets Held Away from Our Firm:
For assets held at a custodian that is not directly accessible by our Firm ("Held Away Accounts"),
we may, but are not required to, manage these Held Away Accounts using the Pontera Order
Management System ("Pontera") that allows our Firm to view and manage assets. Our annual fee
for investment management services for held away accounts follows our Investment
Management fee schedule and termination instructions as noted in the Investment Advisory
Agreement. Our advisory fees are not deducted directly from the accounts managed through the
Pontera Order Management System. Clients give written authorization to deduct the fee from
another non-qualified account managed by our Firm, in which case, the advisory fee is deducted

from this account each quarter. Fees are based upon your negotiated fee in accordance to our
investment management fee schedule and your Agreement. The client does not pay an additional
fee for Pontera. Further, the qualified custodian delivers an account statement to you at least
quarterly. These account statements show disbursements from your account. You should review
statements and invoices for accuracy. Our Firm pays 25 basis points from our advisory fee to
Pontera. Due to the use of Pontera, you do not pay our Firm a higher advisory fee other than what
is listed in the Agreement.

Fee-Based Insurance:
The fee charged for using fee-based insurance products is part of the Firm’s Investment
Management Agreement and/or be compensated by the third-party company a flat fee for
providing sub-advisory services. This compensation is disclosed to the client upon
purchase/exchange of the insurance product.

Dynasty Network:
As discussed above, the Firm uses the Dynasty TAMP, Dynasty’s Investment Programs, and/or
...

Item 7 – Types of Clients

We offer investment advisory services to individuals, banks and thrift institutions, defined
benefit and defined contribution plans, trusts, estates, charitable organizations, corporations,
and other business entities.

Account Requirements:
In general, we do not require a minimum dollar amount to open and maintain an advisory
account; however, we have the right to terminate your account if it falls below a minimum size
which, in our sole opinion, is too small to manage effectively.