Silicon Valley Retirement Services LLC

Item 5: Fees and Compensation
A. Fee Schedule
SVRS charges investment-based fees or flat, fixed dollar fees for its services.
Investment based fees are assessed at a rate of 1.00% on the first $1 million in
managed plan assets, 0.75% on the next $2 million in managed plan assets and 0.60%
on managed plan assets above $3 million. All investment-based fees are negotiable
and detailed in each Retirement Plan Client’s Service Agreement. Investment-based
fees are charged on a quarterly basis in arrears and based on the average month end
asset value for the three months included in the quarterly billing period.
Flat, fixed dollar fees for investment services may be negotiated between SVRS and
its’ Retirement Plan Clients. Details of these fees are included in each Retirement
Plan Client’s Service Agreement. These fees are also charged on a quarterly basis in
arrears.
Retirement Plan Clients may terminate SVRS’ services with sixty days’ written
notification. SVRS investment-based fees and flat, fixed dollar fees are prorated
through the date of termination.

B. Payment of Fees
Retirement Plan Clients select the method in which SVRS’ fees for its services will be
paid; 1) Fees may be paid directly by the Retirement Plan Clients (e.g., Direct
Invoice); or 2) directly from Retirement Plan Client Trust accounts (e.g., Direct
Deduction). Details of each Retirement Plan Client’s fee payment election are

included in the Client’s SVRS Service Agreement. In each case, fees are paid on a
quarterly basis in arrears.

C. Client Responsibility for Third Party Fees
Clients are responsible for the payment of all third party fees. Such third party fees
may include custodian fees, brokerage fees, mutual fund fees and transaction fees.
All third party fees are separate and distinct from the fees charged by SVRS for its
services.

D. Prepayment of Fees
SVRS does not collect fees in advance. All fees are paid in arrears.

E. Outside Compensation for the Sale of Securities to Clients
SVRS does not accept any compensation for the sale of any investment products.

Item 7: Types of Clients
SVRS provides investment consulting services to the following types of Retirement
Plan Clients:
   • 401(k) Plans
   • 403(b) Plans
   • Profit Sharing Plans
   • Non Qualified Deferred Compensation Plans

A. Minimum Account Size
SVRS does not have a minimum account size. In addition, SVRS does not have a
minimum on employee participation within any of its Retirement Plan Clients’
accounts.