Spartan Wealth Advisory Services LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid monthly in advance pursuant to the terms of the wealth management agreement.
Wealth management fees are based on the market value of assets under management at the end of the prior month.
Wealth management fees are charged at an annual rate up to 1.50% of assets under management. In certain
circumstances, clients are also billed a flat annual fee for advisory services.

The wealth management fee in the first month of service is prorated from the inception date of the account[s] to the end
of the first month and billed in arrears off the value at the end of the month. Following the first month, the fees will be
billed in advance as described above. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees
will take into consideration the aggregate assets under management with the Advisor. All securities held in accounts
managed by Spartan Wealth Management will be independently valued by the Custodian. The Advisor will conduct
periodic reviews of the Custodian’s valuation to ensure accurate billing. The Advisor’s fee is exclusive of, and in
addition to any applicable securities transaction and custody fees, and other related costs and expenses described in
Item 5.C below, which may be incurred by the Client. However, the Advisor shall not receive any portion of these
commissions, fees, and costs.
Fees for Financial Planning and Consulting Services
                                             Spartan Wealth Advisory Services LLC
                                    32600 Telegraph Road, Suite 200, Bingham Farms, MI 48025
                                                     Phone: (248) 297-6600
                                                     www.spartanwealth.com

Clients that are receiving financial planning and consulting services only are charged a fixed fee ranging from $5,000
to $50,000, depending upon the complexity of the client’s plan and services provided. In the alternative, clients that
are receiving financial planning and consulting services only may be charged and hourly fee rate up to $500.00. For
clients receiving ongoing financial planning services the annual fee is charged monthly. For financial planning services
that are completed upon the delivery of the financial plan to the client, the fixed fee can be charged in monthly
installments, or otherwise in full upon delivery of the completed financial plan. Actual fees charged are clearly outlined
in the financial planning agreement and clients receive invoices reflecting the amount of the fee due and payable.

Retirement Plan Advisory Services
Retirement plan advisory fees are charged an annual asset-based fee of up to 1.50%. Fees may be billed monthly or
quarterly (“Billing Period”) in advance or arrears pursuant to the terms of the retirement plan advisory agreement.
Retirement plan fees are based on the market value of assets under management at the end of the Billing Period.
Fees may be negotiable depending on the size and complexity of the Plan but shall not exceed the fee range stated
above.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective month. The amount due is calculated by applying the monthly
rate (annual rate divided by 12) to the total assets under management with Spartan Wealth Management at the end of
the prior month. Additionally, fees are adjusted for inflows and outflows during the month and prorated accordingly. Clients will be
provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth management fee.
Clients are urged to also review and compare the statement provided by the Advisor to the brokerage statement from
the Custodian, as the Custodian does not perform a verification of fees. Clients provide written authorization permitting
advisory fees to be deducted by Spartan Wealth Management to be paid directly from their account[s] held by the
Custodian as part of the wealth management agreement and separate account forms provided by the Custodian.
When a client has elected a flat fee for wealth management, financial planning or consulting, the client will be invoiced
directly.

Retirement Plan Advisory Services
Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the Plan,
depending on the terms of the retirement plan advisory agreement.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Spartan Wealth Management, in
connection with investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and
securities execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not
charge securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets
the terms and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for
mutual funds and other types of investments. The fees charged by Spartan Wealth Management are separate and
distinct from these custody and execution fees.

In addition, all fees paid to Spartan Wealth Management for wealth management services are separate and distinct
from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses
...

Item 7 – Types of Clients

Spartan Wealth Management offers investment advisory services to individuals, high net worth individuals, trusts,
estates, businesses, and retirement plans. Spartan Wealth Management generally does not impose a minimum
relationship size.