Stonefield Investment Advisory Inc

ITEM 5 – FEES AND COMPENSATION
SIA and/or your Investment Adviser Representative are compensated in several ways. We want to ensure that you understand how we
as SIA and our advisors are compensated as well as other costs associated with your account. Here are a few important facts about the
fees and costs associated with your account:

Assets Under Management (AUM)
Your Investment Adviser Representative will earn compensation for managing these accounts by charging you an advisory fee. This fee
is called an asset under management (AUM) fee. Essentially, this means that on a quarterly basis, we will charge you in advance a fee
that is calculated as a percentage of the market value of the assets held within your advisory account. In other words, AUM fees are
based on the market value of the assets held in the account on the last day of the previous quarter.

Consolidated Billing
If you have multiple accounts, you may be offered the option to have a consolidated management fee deducted from one primary account,
instead of having management fees deducted from each account, provided this primary account is not a retirement account and that the
accounts have the same fee schedules and advisors. The primary account will have lower performance returns than it would otherwise have,
and your other accounts will have higher returns than they otherwise would have.
Negotiable Fees
While we have a maximum fee that can be charged to manage your account, you and your Investment Adviser Representative may
negotiate a lower fee. Because our fees are negotiated between you and your advisor, individual clients will pay different fees for
receiving the same or similar advisory services.

You Pay Your Advisory Fees in Advance
Unless specifically stated below, our AUM fees are assessed on a quarterly basis in advance. This means that you are charged for the
following calendar quarter's advice and not for past advice. Fees are generally automatically deducted from your advisory account. Please, see
Item 15 regarding further information on direct deduction of advisory fees. You may also pay your advisory fees by check. If you terminate
your account prior to the end of a quarter, we will refund any advisory fees owed to you on a prorated basis. The prorated fee is based on the
number of days remaining in the quarter.

Advisory Programs May Be More Expensive
The advisory fees you pay to us are for the investment advisory services that we provide to assist you with selecting the right mix of
investments. Because most advisory programs purchase investments that have their own internal or management fees (such as mutual
funds), the total cost of the program may be more than if you were to buy the securities individually.

Tiered Fee Schedules
In general, and unless specifically stated on our contract with you, we charge fees on a tiered fee structure. This means that your advisory
account can be charged multiple percentages depending on the amount of assets held within the account.

Stonefield Investment Advisory, Inc. Fee Services:
   Assets Under Management                Quarterly Fee                                  Annual Fee
           Per Account
        $0.00 - $99,999.99                     0.40%                                        1.60 %
    $100,000.00 - $499,999.99                  0.30%                                        1.20 %
    $500,000.00 - $999,999.99                  0.25%                                        1.00 %
     $1,000,000.00 & Above                     0.22%                                         .88 %

The minimum account size is $25,000 of assets under management. Stonefield Investment Advisory, Inc. in its sole discretion, may
negotiate to waive/reduce its stated account minimum or fees. We do not household accounts to meet the fee breakpoints.
Fee example, the first $99,999.99 in assets will be assessed an annual fee of 1.60%; additional assets in the $100,000 - $499,999.99
range will be assessed an annual fee of 1.20%; additional assets in the $500,000 - $999,999.99 range will be assessed an annual fee of
1.00%; and additional assets in the $1,000,000 & above range will be assessed an annual fee of .88%.
The table below illustrates the manner in which the fee is calculated for $1,200,000 AUM:
                  AUM Per Account            Annual Fee%                   Annual Fee$
$0 to $99,999.99              $99,999.99     1.60%                         $1,600
$100,000 to $499,999.99 $499,999.99          1.20%                         $4,800
$500,000 to $999,999.99 $999,999.99          1.00%                         $5,000
$1,000,000 & above            $200,000.01    0.88%                         $1,760
Total                         $1,200,000     1.10%                         $13,160

Additional Fees and/or Expenses
Products such as certain mutual funds and variable annuities are required to be held by you for a period of time. If you sell a security prior to the
required holding period, the custodian may assess a fee. This will be described in detail within the product's prospectus. Please read the
prospectus or statement of additional information carefully so that you fully understand any fees you may incur when selling a security.

In addition to your advisory fee, your accounts may include additional costs. These costs may include, but are not limited to, account maintenance
fees, transaction costs, wire transfer fees, costs associated with exchanging currencies, and return check fees.

Additions and Withdrawals
Client may make additions to or withdrawals from an Account in any of the SIA's Sponsored Programs at any time, subject to SIA's right to
terminate the Account if it falls below the minimum account value as determined by SIA from time to time or as otherwise provided in the Client's
advisory agreement. Additions may be in cash or securities, provided that SIA reserves the right to decline to accept particular securities into the
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ITEM 7 – TYPES OF CLIENTS
Stonefield Investment Advisory, Inc. provides portfolio management services to individuals, high net worth individuals, corporate pension
and profit-sharing plans, charitable institutions, foundations, endowments, and municipalities.

Our advisory accounts all require a minimum opening deposit. Depending on the specific program, the opening deposit may vary between
the amounts of $25,000. For the minimum account opening balance required for each program, see Item 4 of this Brochure.