The Eastrade Asset Management Corporation

Fees and Compensation

                                                                                         Form ADV Part 2A, Item 5
The asset management fee schedule is as follows:

                                          Assets Under
                                          Management                  Annual Fee
                                         Up to $100,000                  1.75%.
                                      $100,001 to $500,000               1.50%
                                      $500,001 to $750,000               1.25%
                                      750,001 to $1,000,000              1.00%
                                      $1,000,000 and above             Negotiable

No fees are based on capital gains or capital appreciation of assets. The professional relationship may be
terminated by either the firm or client upon 30 days written notice served upon the other party.

                           Performance-Based Fees and Side-By-Side Management

                                                                                       Form ADV Part 2A, Item 6
The firm does not base any fees upon capital gains or upon capital appreciation of assets.

Types of Clients

                                                                                       Form ADV Part 2A, Item 7
Individuals, Pension plans, profit sharing plans, trusts, estates, charitable organizations, corporations and other
business entities. We do not have a minimum account size requirement.

                         Methods of Analysis, Investment Strategies and Risk of Loss

                                                                                       Form ADV Part 2A, Item 8

The method of securities analysis used by the firm is fundamental analysis. Fundamental analysis involves
analyzing individual companies and their industry groups, such as a company’s financial statements, details
regarding the company’s product line, the experience, and expertise of the company’s management, and the
outlook for the company’s industry. The resulting data is used to measure the true value of the company’s stock
compared to the current market value. The risk of fundamental analysis is that information obtained may be
incorrect and the analysis may not provide an accurate estimate of earnings, which may be the basis for a stock’s
value. If securities prices adjust rapidly to new information, utilizing fundamental analysis may not result in
favorable performance.

Investment strategies used by the firm are long term purchases (securities held at least a year) and short term
purchases (securities sold within a year).

Material Risks Involved
All investing strategies we offer involve risk and may result in a loss of your original investment which
you should be prepared to bear. Many of these risks apply equally to stocks, bonds, commodities and any other
investment or security. Material risks associated with our investment strategies are listed below.

Market Risk: Market risk involves the possibility that an investment’s current market value will fall because of
a general market decline, reducing the value of the investment regardless of the success of the issuer’s operations
or its financial condition.

Strategy Risk: The Adviser’s investment strategies and/or investment techniques may not work as intended.

Risks Associated with Securities

Exchange Traded Funds prices may vary significantly from the Net Asset Value due to market conditions.
Certain Exchange Traded Funds may not track underlying benchmarks as expected.
Investment Companies Risk. When a client invests in open end mutual funds or ETFs, the client indirectly bears
its proportionate share of any fees and expenses payable directly by those funds. Therefore, the client will incur
higher expenses, many of which may be duplicative. In addition, the client’s overall portfolio may be affected by

losses of an underlying fund and the level of risk arising from the investment practices of an underlying fund
(such as the use of derivatives). ETFs are also subject to the following risks: (i) an ETF’s shares may trade at a
market price that is above or below their net asset value; (ii) the ETF may employ an investment strategy that
utilizes high leverage ratios; or (iii) trading of an ETF’s shares may be halted if the listing exchange’s officials
deem such action appropriate, the shares are de-listed from the exchange, or the activation of market-wide “circuit
breakers” (which are tied to large decreases in stock prices) halts stock trading generally. The Adviser has no
control over the risks taken by the underlying funds in which clients invest.