The Wealth Group Ltd

Item 5 – Fees and Compensation

Advisory Contracts and Fees

5.A. Adviser Compensation

Wealth Analysis and Planning Fee Schedule:

A client is charged an hourly fee of $125 for wealth analysis and planning fee. The total fee for an
hourly case is $125 times the number of hours The Wealth Group, Ltd. spends on the case.

Fee payment is required when the work is completed, which is normally within 90 days. A client
may terminate an agreement within five (5) business days after signing, without penalty. After the
five (5) day period expires, a client may terminate a contract by written notice to The Wealth
Group, Ltd.

If an outside consultant (attorney, accountant, etc.) is required for additional analysis and advice,
the outside consultant’s fee will be in addition to the amounts disclosed in the above fee schedule.

Money Management Services Fee Schedule:

While The Wealth Group, Ltd.’s management fees are generally competitive with other firms in the
marketplace, lower fee arrangements may be available from other sources in the marketplace.

Internal Money Management:

       Our Money Management Fee Schedule (including a combination of stocks, mutual funds,
       bonds, exchange traded funds, and cash) for “internal” money management is based upon a
       percentage of assets under management. All clients are billed quarterly in arrears. Fees shall
       be calculated quarterly based upon fair market value of the portfolio (priced as of the trade
       date, not settlement date) of the client assets under management by The Wealth Group, Ltd. as
       of the last business day of the month of the quarter ended to be billed, applying the

   appropriate percentage and dividing the resulting amount by four. The basic fee structure is
   as follows:

                   Assets Under Management              Annual Rate          Quarterly Rate
                        Up to $500,000                    1.75%                0.4375%
                    $500,001 to $1,500,000                1.50%                0.3750%
                  $1,500,001 to $3,000,000                1.25%                0.3125%
                  $3,000,001 to $5,000,000                0.90%                0.2250%
                    $5,000,001 and above                negotiated

   All fees may be negotiated depending on account variables and extenuating circumstances. A
   client may terminate an agreement within five business days after signing, without penalty.
   Employees, solicitors, and family of employees and solicitors of The Wealth Group, Ltd. may
   not be charged a management fee, and this arrangement is not available to the general public.
   The broker-dealer/custodian is compensated by account holders through commissions,
   transaction-related fees for securities trades and/or other account maintenance fees. Neither
   The Wealth Group, Ltd. nor its related parties receive any direct compensation from the
   broker-dealer/custodian.

   Transaction Fees/Cost (the trading cost), charged by the clearing broker-dealer or custodian
   and internal cost of exchange traded funds and mutual funds (12b-1 costs, administrative costs,
   cost of operation and expense ratio, etc.) are not included in the above fee schedule.

External Money Managers:

   For clients utilizing external money managers, the fee(s) are based on full transparency and
   are broken out into three separate charges: The Wealth Group, Ltd.’s fee(s), the external
   manager(s) fee(s) and the custodian fee(s).

   The Wealth Group Ltd.’s fees range up to one and one-half percent (1.50%) depending on the
   size of the account and additional money under management. The second component is the
   fee each external manager charges based on its own fee schedule. Then the third fee is the
   third party custodian fee (Charles Schwab) for the brokerage and custody services. These
   brokerage and custody services are at their published institutional rate. Market forces and
   market rates are the major factors in determining pricing for a client. All fees may be
   negotiated depending on account variables and individual circumstances.

The Wealth Group, Ltd. reserves the right to impose a minimum annual fee for Internal Money
Management and /or External Money Management.

Other Advisory Fee Arrangements
5.B. Direct Billing of Advisory Fees

Each client may have their account debited for our Money Management services by signing a
Letter of Authorization or clients have the option of being billed directly by The Wealth Group, Ltd.
Fees shall be calculated quarterly based upon fair market value of the portfolio (priced as of trade
date, not settlement date) of the client assets under management by The Wealth Group, Ltd. as of
the last business day of the month of the quarter ended to be billed, applying the appropriate
annual percentage and dividing the resulting amount by four.

Clients will receive notification of fees withdrawn from their account on the statements they
receive from the custodian.

With respect to fees associated with external money managers, these external money managers
may bill the client in arrears or in advance and they may utilize automated debiting or direct
billing depending on each individual external manager per their money management agreement.

With respect to Wealth Analysis and Planning, clients will be invoiced upon completion of the
work. Typically, clients pay for such services by check.

5.C. Other Fees and Expenses

In addition to The Wealth Group, Ltd.’s investment advisory fee(s), the client may be assessed
other fees by the broker-dealers and/or custodians of client’s assets. The client may also incur,
relative to certain investment products, charges imposed directly at the investment product level.
These charges include but are not limited to brokerage fees/commissions charged to the client for
security trades and executions, mutual fund expenses, custodial fees, wire transfer and electronic
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Item 7 – Types of Clients

The Wealth Group, Ltd. serves as a wealth manager and an investment adviser specializing in money
management for individuals, high net worth individuals, trusts, businesses, and pension/profit
sharing plans. Our focus is to attempt to tailor client portfolios based on each client’s situation,
needs and objectives. The common denominator shared by all clients is a degree of financial
success and recognition of the need to coordinate different pieces of an investment portfolio into

an overall well-managed investment structure and portfolio. Our firm has not established any
minimum account size or other requirement for opening and maintaining an account.