Tim Looney Investments LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  TLI bases its fees on a percentage of assets under management, percentage of net worth
  and hourly charges.
  ASSET MANAGEMENT
  TLI offers non-discretionary direct asset management services to advisory clients. Fees
  for these services will be based on a percentage of Assets Under Management as follows:
       Assets Under Management                     Annual Fee             Quarterly Fee
              $0 - $500,000                           .8%                    .20%
            $500,001 and up                           .6%                    .15%
  The annual fee may be negotiable. Accounts within the same household may be combined
  for a reduced fee. Fees are billed quarterly in advance based on the amount of assets
  managed as of the last business day of the previous quarter. Cash is included as part of
  your managed assets and, at times, your fee will exceed the money market yield. Lower
  fees for comparable services may be available from other sources. Quarterly advisory fees
  deducted from the clients' account by the custodian will be reflected in the client’s
  statement from the custodian. The client will be entitled to a pro rata refund for the days
  service was not provided in the final quarter. Client shall be given thirty (30) days prior
  written notice of any increase in fees, and client will acknowledge, in writing, any
  agreement of increase in said fees.
  Clients may terminate their account within five (5) business days of signing the
  Investment Advisory Agreement for a full refund. Clients may terminate advisory services
  with thirty (30) days written notice.
  ERISA PLAN SERVICES
  The annual fees are based on the market value of the Included Assets and will not exceed
  .8%. The initial fee will be based on the market value of the Plan assets as calculated by
  the custodian or record keeper of the Included Assets on the first business day of the
  initial fee period and will be due quarterly in arrears. If the services to be provided start
  any time other than the first day of a quarter, the fee will be prorated based on the
  number of days remaining in the initial fee period. Thereafter, the fee will be based on the
  market value of the Plan assets on the last business day of the previous fee period

                                  Tim Looney Investments, LLC

 (without adjustments for anticipated withdrawals by Plan participants or other
 anticipated or scheduled transfers or distribution of assets) and will be due the following
 business day. If this Agreement is terminated prior to the end of the fee period, TLI shall
 be entitled to a prorated fee based on the number of days during the fee period services
 were provided. Any unearned fees shall be refunded to the Plan or Plan Sponsor.
 The compensation of TLI for the services is described in detail in Schedule A of the ERISA
 Plan Agreement. The Plan is obligated to pay the fees, however the Plan Sponsor may
 elect to pay the fees. TLI does not reasonably expect to receive any additional
 compensation, directly or indirectly, for its services under this Agreement. If additional
 compensation is received, TLI will disclose this compensation, the services rendered, and
 the payer of compensation. TLI will offset the compensation against the fees agreed upon
 under this Agreement.
 FINANCIAL PLANNING FEES
 TLI offers financial planning services for a fixed fee based on the client’s net worth. Fees
 are payable upon delivery of the financial plan. Lower fees for comparable services may
 be available from other sources. An annual follow-up is recommended and available for
 half the cost based on the client’s net worth at the time a follow-up is recommended.
 The fees are as follows:
                      Client’s Net Worth                  Annual Fixed Fee
                        $0 - $1,000,000                       $1,200
                    $1,000,001- $2,000,000                    $2,400
                    $2,000,001 - $4,000,000                   $3,600
                    $4,000,001 - $6,000,000                   $4,800
                       $6,000,001 and up                      $6,000

 FINANCIAL CONSULTING FEES
 TLI will be compensated for its financial consulting services by charging fees based on a
 negotiable hourly rate of $300. TLI fee will be negotiated in advance and will be set-out in
 each client’s advisory contract. Payment will be due at the time the project is complete.
Client Payment of Fees
 Investment management fees are billed quarterly in advance, meaning we bill you before
 the three-month period has started. Fees are usually deducted from a designated client
 account to facilitate billing. The client must consent in advance to direct debiting of their
 investment account.
 Financial planning fee and financial consulting fees will be negotiated in advance and will
 be set-out in each client’s advisory contract. Final payment will be due upon delivery of
 the finished plan or project.
Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds,
 equities, and exchange-traded funds. These charges may include Mutual Fund
 transactions fees, postage and handling and miscellaneous fees (fee levied to recover
 costs associated with fees assessed by self-regulatory organizations). These transaction
 charges are usually small and incidental to the purchase or sale of a security. The
 selection of the security is more important than the nominal fee that the custodian
 charges to buy or sell the security.

                                  Tim Looney Investments, LLC

  TLI, in its sole discretion, may waive its minimum fee and/or charge a lesser investment
  advisory fee based upon certain criteria (e.g., historical relationship, type of assets,
  anticipated future earning capacity, anticipated future additional assets, dollar amounts of
...

Item 7: Types of Clients
 Description
  TLI generally provides investment advice primarily to individuals. Client relationships
  vary in scope and length of service.
 Account Minimums
  TLI does not require a minimum to open an account.