Tinderwealth LLC

ITEM 5: FEES AND COMPENSATION

TinderWealth establishes the fees charged for managing client accounts in the written agreements
between clients and the Firm. Fees are generally payable monthly, at the end of each calendar month,
and are either deducted directly from client accounts or billed to clients for payment. Fees are
calculated based on the value of client portfolios on the last day of the billing period. For those clients
who hold a brokerage account on which TinderWealth has trading authority, payment of fees may
vary. For accounts at Interactive Brokers where fee billing is implemented, management fees may be
calculated and paid on a daily basis, while performance fees if any may be paid quarterly. As of May
2024, TinderWealth discontinued fee billing for its existing advisory accounts. The fee structure
described herein will apply to future client accounts..

The Investment Management Agreement between TinderWealth and Clients may be terminated by
either party upon written notice as described in that Agreement.

                                                  FEES

The annual fees for our management services are described in our investment management
agreement and may change from time to time. As of the date hereof, the management fee for new
accounts are 0.25 percent per annum.

Fees and minimums may be negotiable at the sole discretion of TinderWealth.

                                 ADDITIONAL CHARGES AND FEES

TinderWealth’s investment advisory services fees are separate from the brokerage commissions,
transaction fees, and other expenses which will be paid from client accounts. Clients may pay charges
by custodians, brokers, and other third parties. These fees can include custodial fees, audit fees,
deferred sales charges, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes
on brokerage accounts and securities transactions. Mutual funds and exchange traded funds also
charge internal management fees. Mutual funds may also impose initial or deferred sales charges,
which are disclosed in a fund’s prospectus. Hedge funds charge fees that are substantially higher than
mutual funds or exchange traded funds.

The charges described above are in addition to TinderWealth’s fees, and our Firm does not receive
any portion of these charges. Clients should review all fees charged by mutual funds, exchange traded

TinderWealth LLC Form ADV Part 2 – Investment Adviser Brochure                       Page 6 of 24

funds, TinderWealth and others to fully understand the total amount of fees they are paying, and to
evaluate the value of our Firm’s advisory services.
Item 12 describes the factors that TinderWealth considers in selecting or recommending broker-
dealers for securities transactions and determining the reasonableness of their compensation (for
example, commissions).

ITEM 7: TYPES OF CLIENTS
TinderWealth provides investment management services primarily to individuals, including high net
worth individuals. There is no mandatory minimum portfolio size.