Uhler Vertich White Advisors LLC

Item 5 Fees and Compensation
Wealth Management Services
Our annual fee for wealth management services are outlined below and are specific to each
Program. Assets in each of your account(s) are included in the fee assessment unless specifically
identified in writing for exclusion.

Ambassador Program - IAR Managed
The Ambassador Program is a fee-based account, by way of selection of other advisors, which offers
you, on a non-discretionary basis (or discretionary, provided certain qualifications are met), the ability
to pay an advisory fee on the assets in your account and is a Wrap fee program (See Item 4 - Advisory
Business for important disclosures about Wrap Fee Programs).

In the Wrap Fee advisory program, you are generally assessed an inclusive wrap fee for advisory and
brokerage services. Under a wrap fee arrangement, you pay an annual asset-based fee (the "Fee"),
which is calculated as a percentage of assets under management in the account. The Fee includes
compensation paid to your financial advisor (described below), the firm he or she is affiliated with, any
affiliated and/or non-affiliated Manager, and to RJA for trade execution, custodial, trade clearance,
investment advisory, and administrative services. While the allocation of the Fee may change at any
time without your consent, the total Fee percentage charged to your account will not increase above
your contractually agreed-to rate without your consent, which generally ranges from 1.25% - 2.25% per
year.

For Ambassador accounts, Advisory fees will be charged quarterly in advance. The initial fee will be
calculated from the date of this agreement, or when account is funded, to the end of the quarter.
Subsequent fees will be based upon the total asset value of the client's account at the end of
each quarter. Additions or withdrawals of $100,000 or more during the quarter will be charged or
credited separately at the end of the quarter in which the addition or withdrawal occurs. All fees shall
become due and payable the following business day.

For the Ambassador Program, the component of the total Wrap Program Fee payable by Client for our
investment advisory services is 1.00% annualized. For these accounts, the asset-based fee is
calculated on the account asset value on the last business day of the quarter for the following quarter.
All fees are subject to negotiation. In limited certain circumstances, we may instead charge a minimum
fee for the services that we provide. We typically require compensation of at least $10,000 per year,
therefore, if a prospect chooses to become a client, they have the option of compensating us for the
difference.

Other Fee Disclosures (Ambassador)
Uhler Vertich White Advisors authorizes and directs RJA as Custodian to deduct asset-based fees
from the client's account; Uhler Vertich White Advisors further authorizes and directs the Custodian to
send a quarterly statement to the client that shows all amounts disbursed from the client's account,

including fees paid to RJFS. Uhler Vertich White Advisors understands that the brokerage statement
will show the amount of the asset-based fee, the value of the assets on which the fee was based, and
the specific manner in which the fee was calculated.

The client may also incur charges for other account services provided by RJFS or Uhler Vertich White
Advisors not directly related to the execution and clearing of transactions including, but not limited to,
IRA custodial fees, safekeeping fees, interest charges on margin loans, and fees for legal or courtesy
transfers of securities.

The client or Uhler Vertich White Advisors may terminate the Investment Management Agreement at
any time upon providing written notice pursuant to the provisions of the Investment Management
Agreement. There is no penalty for terminating the client's account. Upon termination, the client will
receive a refund of the portion of any prepaid asset-based fee which is not utilized for accounts billed
in advance. For accounts billed in arrears, the client may be charged a fee pursuant to the number of
days the account was managed for the current quarter. Uhler Vertich White Advisors will not accept
instructions to terminate the Agreement unless Client provides such instructions in writing.

Certain open-end mutual funds which may be acquired by clients, may, in addition to assessing
management fees, internally assess a distribution fee pursuant to section 12(b)-1 of the Investment
Company Act of 1940, or an administrative or service fee ("trail"). Such fees are included in the
calculation of operating expenses of a mutual fund and are disclosed in the fund prospectus. If
received by RJFS, these fees may, at the instruction of Uhler Vertich White Advisors, be credited back
to the client's account.

In addition to making certain modifications to Raymond James's mutual fund disclosures relating to the
availability of certain mutual fund share classes in advisory programs and the fees associated with
them, effective June 2018, Raymond James established conversion processes to exchange class C
shares to a lower cost share class once the class C shares have been held for at least one year or are
otherwise no longer subject to the fund company's contingent deferred sales charge (or CDSC, which
is typically 1% of the amount invested). The one year holding period is the required minimum holding
period established by fund companies before they become eligible for exchange to another share class
without being subject to the CDSC. However, certain funds may require that investors hold the Class C
shares greater than or less than one year before these shares are CDSC-free. CDSC-free class C
shares held in advisory program accounts will automatically be exchanged, on a tax-free basis, to the
recommended share class by Raymond James on a monthly basis.

In an effort to provide our clients with the lowest cost share class of mutual funds, we continually
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Item 7 Types of Clients
Uhler Vertich White Advisors provides investment advisory services to individuals, high-net-worth
individuals, corporate pension and profit-sharing plans, charitable institutions, foundations and
endowments.

In general, we do not require a minimum dollar amount to open and maintain an advisory account,
however for the services we provide, we typically require at least $10,000 per year.