Union Strategic Advisors LLC

Item 5 - Fees and Compensation

USA charges fees based on a percentage of assets under management. As noted above in Item 4, in
providing financial planning services to USA Wrap Fee Program Clients, USA does not charge an additional
fee. The specific fees charged by USA for services provided will be set forth in each client’s agreement.

     A. Investment Management and Business Consulting Services

Fees for Investment Management Services
In providing investment management services pursuant to the USA Wrap Fee Program, USA charges an
annual investment management services fee that is agreed upon with each client and set forth in an
agreement executed by USA and the client. The USA Wrap Fee Program investment management services
fee is based on a percentage of the value of assets under management and is generally paid quarterly in
advance. When a client’s account is opened, the USA Wrap Fee Program investment management services
fee is billed for the remainder of the current quarterly billing period and is based on the client’s initial
contribution to the client account. Subsequent quarterly USA Wrap Fee Program investment management
services fees will be based on the client’s account value as of the last business day of the previous calendar
quarter. If cash or securities, or a combination thereof, amounting to at least $100,000 are deposited to or
withdrawn from a USA Wrap Fee Program client’s account on an individual business day in the first two
months of the quarter, USA will (i) assess investment management services fees to the deposited assets
based on the value of the assets on the date of deposit for the pro rata number of days remaining in the
quarter, or (ii) refund prepaid USA Wrap Fee Program investment management services fees based on the
value of the assets on the date of withdrawal for the pro rata number of days remaining in the quarter. No
additional USA Wrap Fee Program investment management services fees or adjustments to previously
assessed USA Wrap Fee Program investment management services fees will be made in connection with
deposits or withdrawals that occur during the last month of the quarter.

Union Strategic Advisors                                                    Disclosure Brochure

For purposes of USA Wrap Fee Program investment management services fee calculation, USA utilizes
third party sources, such as pricing services, custodians, fund administrators, and client-provided sources.
For purposes of fee calculation, the asset value of USA Wrap Fee Program client accounts include cash and
cash equivalents, as well as margined securities. USA does not reduce USA Wrap Fee Program investment
management fees for margin borrowing, regardless of whether the assets are in cash or other securities.
USA has a financial incentive to recommend that clients borrow money for the purchase of additional
securities for the client’s USA Wrap Fee Program account managed by USA or otherwise not liquidate
some or all the assets USA manages. USA addresses this conflict of interest through this disclosure and
working to ensure that any recommendation to a client regarding the use of margin is suitable for the client.

The annual USA Wrap Fee Program investment management services fee ranges up to 1.00%.

Fees for Business Consulting Services
Clients that are receiving business consulting services are charged a fixed fee ranging up to $250,000 or an
hourly fee ranging up to $800 an hour depending upon the complexity of services provided. USA’s business
consulting services fee is charged quarterly or otherwise upon completion of the engagement. Actual
business consulting services fees charged are clearly outlined in the business consulting services agreement
and clients receive invoices reflecting the amount of the fee due and payable.

Notwithstanding the foregoing, USA and the client may choose to negotiate an annual investment
management or business consulting services fee that varies from the ranges set forth above. Factors upon
which a different annual investment management or business consulting services fee may be based
include as applicable, but are not limited to, the size and nature of the relationship, the services rendered,
the nature and complexity of the products and investments involved, time commitments, and travel
requirements. The investment management services fee charged by the Firm will apply to all of the
client’s assets under management, unless specifically excluded in the client agreement. Although USA
believes that its fees are competitive, clients should understand that lower fees for comparable services
may be available from other sources and firms.

The investment management or business consulting services agreement between USA and the client may
be terminated at will by either USA or the client upon written notice. USA does not impose termination
fees when the client terminates the investment advisory or business consulting relationship, except when
agreed upon in advance.

     B. Payment of Fees

USA generally deducts its investment management services fee from a client’s investment account(s) held
at the custodian. Upon engaging USA to manage such account(s), a client grants USA this limited authority
through a written instruction to the custodian of his/her account(s). The client is responsible for verifying
the accuracy of the calculation of the investment management services fee; the custodian will not determine
whether the fee is accurate or properly calculated. A client may utilize the same procedure for business
consulting services fees if the client has investment accounts held at a custodian.

Although clients generally are required to have their investment management services fees deducted from
their accounts, in some cases, USA will directly bill a client for investment management services fees if it

Union Strategic Advisors                                                     Disclosure Brochure
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Item 7 - Types of Clients

USA offers investment advisory services to individuals, high net worth individuals, high net worth families,
trusts, estates, business entities, qualified retirement plans and donor advised funds. USA does not impose
a minimum portfolio size or a minimum initial investment to open an account. However, USA reserves the
right to accept or decline a potential client for any reason in its sole discretion.