van Clemens Wealth Management LLC

Item 5 Fees and Compensation
Portfolio Management Services
Our annual fee for portfolio management services is up to 2% of the market value of your assets under
management and negotiable depending on individual client circumstances. Fees are assessed as a flat
fee or tiered fee. With flat fees, the fee remains constant on all assets until a different asset level is
obtained which then changes the flat fee. With tiered fees, the fee rate applies to each level of assets
which results in a blended fee. RBC wrap programs do not allow for fee bands or tiered fees, so a flat
fee is the only option. Assets in all accounts with Adviser will be automatically combined as a
household through our third-party billing system for any account utilizing a fee-band or a tiered fee
schedule. Each new account is reviewed by the Adviser to determine if fees are reasonable based on
the services provided, and to ensure similarly situated clients will not be charged disproportionately
higher fees.

For discretionary accounts through Fidelity, Pontera, RBC, Schwab and SEI, portfolio management
fees are charged monthly in arrears based on average daily balance. For Pontera accounts opened
prior to 09/01/25, fees are charged quarterly in arrears. For RBC wrap programs, fees are charged
quarterly in advance based upon the value of assets in the account as of the last day of the preceding
quarter.

The Adviser has the option of using 55ip platform to implement model portfolios. We do not pay a
separate platform fee for 55ip, and clients are not charged a separate 55ip platform fee by us. We
may utilize models provided by BlackRock and JPMorgan Asset Management through 55ip but we do
not pay separate strategist or model management fees for them. Certain other strategists available on
the 55ip platform charge a separate strategist or model fee. We do not currently utilize these
strategists; however, if we elect to use such strategists in the future, clients will bear any applicable
fees in addition to our advisory fee and other investment-related expenses. Such fees would be
disclosed prior to implementation.

Advisory fees charged by TPMs are separate and apart from our advisory fees. Advisory fees that you
pay to TPM are established and payable in accordance with the brochure provided by each manager
to whom you are referred. Fees are not negotiable and are paid via direct deduction from the client’s
account. You should review the recommended TPM’s brochure and take into consideration the TPM's
fees along with our fees to determine the total amount of fees associated with this program.

RBC wrap fees depend on the program and services selected, and are determined based on account
size, range from .10% to .45%, and are disclosed to client prior to engagement. Wrap fees and in
most cases TPM fees are in addition to the advisory fee; however, the total fee will not exceed 2%.

Like other TPMs clients who engage with Orion and Vise may be subject to additional fees beyond the
Adviser’s fee. Fees associated with Orion include a 15-basis point wrap fee and model strategist fees.
Clients who select Vise’s long-short models are assessed an asset-based management fee, which may
exceed the fee for other portfolio strategies due to the enhanced trading, customization, and tax
management services this approach provides. Vise long-short model fee together with our advisory fee
can surpass 2% but will not exceed 3%. Additionally, for all models through Vise, their fees are
embedded in our advisory fee and are not separately deducted from client’s account.

Fee billing structures may vary depending on each TPM. Fees may be bundled together with our
advisory fee or unbundled, in which case clients receive separate invoices for TPM fees and our
advisory fee.

The Adviser's recommendation to utilize Vise may give rise to a potential conflict of interest, as there
exists a financial incentive: the fees paid to Vise are reduced as the assets managed by their service
increase.

If the portfolio management agreement is executed at any time other than the first day of a calendar
month/quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable in
proportion to the number of days in the month/quarter for which you are a client. We will deduct our fee
directly from your account through the qualified custodian holding your funds and securities. We will
deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian;
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts disbursed from your account including the amount of the advisory fee paid directly to
      our firm.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which
means you will incur advisory fees only in proportion to the number of days in the month/quarter for
which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive
a prorated refund of those fees.

Financial Planning Services
We charge a fixed fee, in advance, for financial planning services, which generally ranges between $0
- $20,000. We also offer ongoing monthly planning services. The fee for this service can include a fixed
fee and then a monthly fee between $100 and $1000 billed and payable in advance. Our fees are
negotiable and determined by the complexity and scope of the plan, your financial situation and your
objectives. Fees for financial planning services are due upon the execution of our financial planning
agreement, and can be paid through check, bank ACH or credit card. If the Agreement is terminated
...

Item 7 Types of Clients
Adviser services the investment management needs of individuals, trusts, estates, and institutional
clients (corporations, partnerships, foundations or other business entities). Adviser does not require a
minimum account size to establish an advisory relationship. In some cases, third party managers have
account minimums that must be met before they accept a client’s assets and provide investment
management services.