Vestpointe Wealth Management LLC

Item 5 – Fees and Compensation

                      W EALTH M ANAGEMENT AND INVESTMENT S UPERVISORY S ERVICES

Although our firm does not have any set minimum requirements, we generally recommend that clients have at least
$500,000 of assets under management in order to benefit for these services. Breakpoints are provided for clients
who bring in greater amounts for investment purposes. Vestpointe may group certain related client accounts for the
purposes of achieving the minimum account size and determining the annualized fee. Vestpointe reserves the right
to negotiate fees and grand-father fees for established clients. This fee structure applies to our ERISA Plan clients,
if not separately negotiated. The annualized fee is charged on a sliding scale, meaning you receive break points on
the higher amounts you invest. Our fee schedule for investment management services and model managed accounts
are:

             Assets Under Management*                          Annual Fees
             $0 to $1,000,000                                  1.00%
             $1,000,001 to $2,500,000                          0.80%
             $2,500,001 to $5,000,000                          0.60%
             $5,000,001 to $7,500,000                          0.40%
             $7,500,001 and up                                 0.20%

Clients pay fees in advance of services provided. The fee will be an annualized percentage of the market value of all
assets in the Account, billed quarterly, on the first trading day of each calendar quarter. Advisory fees are billed
based upon the asset value (fair market value, plus any material credit balance or minus any material debit balance),
of the client's account at the last trading day of each period as set forth in the client’s Schedule of Fees. Our billing
system calculates accrued interest and our firm bills on accrued interest. This is an important note for clients as the
qualified custodian’s statements may not show the adjusted interest payment. Fees are negotiable at our discretion
and may differ from the standard fee schedule above. Related clients living at the same address and immediate
family members can elect to have fees “house-held” when circumstances would allow them to achieve a break point.

To the extent that Client engages our firm any time after the first day of a quarter, Client’s should be aware that the
fee will be prorated from the date of engagement through the end of the quarter.

*If Adviser decides to use AssetMark to manage your investments, the AssetMark platform has its own fees that
apply. These fees will be disclosed separately in AssetMark’s disclosure brochures and fee agreements. AssetMark’s
fees are charged directly to the account along with Adviser fees as outlined below.

Actively managed ERISA Plan clients will also be subject to fees and costs associated with their separate Third-
Party Administrators who administrate their respective plans. These fees are not included in our scheduled fees,
noted above. Typically, Plan sponsors are invoiced in advance at the beginning of each calendar quarter.

Account Additions and Withdrawals - Clients can make additions to and withdrawals from their account at any time,
subject to Vestpointe’s right to terminate an account. Additions can be in cash or securities provided that our firm
reserves the right to liquidate any transferred securities or decline to accept particular securities into a client’s
account. Clients can withdraw account assets, subject to the usual and customary securities settlement procedures.
However, the firm designs its portfolios as long-term investments, and the withdrawal of assets may impair the
achievement of a client’s investment objectives. Vestpointe does not adjust advisory fees for withdrawals or deposits
totaling $5,000 or less in cash or assets in accounts not terminating. Clients are advised that when transferred

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securities are liquidated, they may be subject to transaction fees, short-term redemption fees, fees assessed at the
mutual fund level (e.g., contingent deferred sales charges) and/or tax ramifications.

                                           ERISA P LAN C ONSULTING F EES

Vestpointe offers several fee options. Our firm can be compensated based on an annual percentage of plan assets for
services involving ongoing reviews, or clients may choose to compensate our firm on an hourly fee or fixed fee
basis. Alternatively, these different types of fees may be combined, as appropriate, for the different types of services
requested by the client. These services are separately negotiated with each client and will be agreed to with the client
prior to commencing services. Typically, Plan sponsors are invoiced in advance at the beginning of each calendar
quarter.

                                   C ONSULTING AND F INANCIAL P LANNING F EES

Financial planning fees and consulting fees are separately negotiated with each client. These fees will either be a
fixed fee or will be billed on an hourly basis. The fee will be determined based on the nature of the services being
provided and the complexity of the client’s circumstances. All fees for financial planning and consulting, whether
fixed or hourly, are agreed upon prior to entering into the engagement with the client. Clients are given an estimate
of the fee for the specific services and may, at our election, be asked to provide a retainer of up to fifty percent of the
estimated fee prior to the undertaking. The remaining amount of fees are billed in arrears upon the delivery of the
financial plan or at the completion of the engagement.

Those persons who subsequently engage our firm for ongoing Investment Management and Wealth Advisory
services and who are provided continuous consulting advice as part of our portfolio management services may have
their financial consulting fees waived at Vestpointe’s sole discretion.
...

Item 7 – Types of Clients

Vestpointe provides advisory services to Individuals (a person with less than $1 million in investable assets), High
Net-Worth individuals (a person with investable assets in excess of $1 million), Pension and Profit-sharing Plans (as
well as participants in plans), and businesses.

Although our firm does not have any set minimum requirements, we generally recommend that clients have at least
$500,000 of assets under management in order to benefit for these services. Those clients electing advice from an
unaffiliated TAMP managers are often times subject to minimum account sizes as well. Please consult the
disclosures received by those managers for stated minimum account size or ask your financial professional.