VIA IV Investments LLC

Item 5 :Fees and Compensation. . — How our firm is compensated

 5.A. A description of the range of fees
 From December 2017, the VIA IV maximum fee for clients of Scott Mann is 1.50% for
 all portfolios he manages, making VIA IV’s maximum fee total 1.85%. Otherwise, VIA
 IV’s annual fee is the percentage of the assets under management shown below:
     • 0.90 % maximum for portfolios under $500,000
     • 0.80 % for assets between $500,000 and $1,000,000
     • 0.70% for assets between $1 million and $2 million
     • 0.60% for assets between $2 million and $4 million
     • 0.50% for assets over $4 million.
     • Other clients may be on a .625% flat fee schedule and that is for all assets
         under management.
 Clients pay the fee monthly in arrears. If a client closes an account prior to a month’s end, the
 client will pay no fee for that month. The advisory fee is separate from any fees that the
 portfolio’s asset class charges. The percentage is negotiable at the adviser’s sole discretion,
 based on the adviser’s relationship to the client and perception of the management difficulties
 involved.
 2017.12.20: the 1.50% fee applies to all new clients of Scott Mann, unless Scott Mann
 negotiates his fees .

 Mutual Funds, ETF’s (Exchange Traded Funds), and Alternative Investments have separate
 fee schedules distinct from the above advisory fee to be charged by the investment advisory
 firm. Typically, the advisor will combine these classes to construct a client portfolio. The fees
 for mutual funds and ETFs will be 1.00% or less unless it is an interval fund which is considered
 an alternatvive investment. Alternative Invesments fees can be as high as 2% of assets under
 management plus an incentive fee of 20% of the return. These fees are separate from what
 VIA IV charges. In the unlikely event, that the custodian charges for ETF;s in the future, the
 customer will be responsible for those fees.

“Wisefactors” and Itcompounds the “digital” investment program charges an annualized fee of up
to .90% of the invested assets, billed monthly by the custodian, Betterment, and paid to the
adviser. ETF fees are separate and in addition to Wisefactor’s fees. Clients who use our internet
(digital) service site “WiseFactors.com” will pay an annual fee of up to 0.90% of the assets
invested (Wisefactors invests in ETFs and Mutual Funds). The ETFs and mutual funds have
their own fees.

5.B. . Disclosure : Does our firm bill its clients for the incurred advisory fees by sending an
invoice to the client, OR by obtaining each client’s signed permission to deduct the advisory
fees from the client’s account held by the custodian? May clients select either method of billing?
VIA IV INVESTMENTS, LLC charges its clients for its services by “direct billing,” (charging its
fees to a client’s account). We do not send invoices to clients; we charge our advisory fee
monthly in arrears for 1/12th of the annual fee - a minimum of 0.05208% of the assets under
management.

5.C. Other types of fees or expenses clients may pay in connection with the advisory services.
Clients should be aware that opening an investment account carries with it costs beyond the
advisory fee(s) our firm charges. When placing a transaction order to buy or sell securities,
clients may have to pay any or all of the following charges in addition to the advisory fees
charged by this firm.
     • Brokerage                        • administrative fees for investments in
         commissions                        mutual fund fees,
     • custodian fees                   • and 12b-1 fees in addition to administrative
     • postage charges                      fees, and other marketing fees for mutual
     • processing charges                   funds, paid to a broker dealer;
     • Ticket charges                    • broker dealer account maintenance fees
     • Early surrender                      for accounts, especially if inactive.
     • Transfer fees
The custodian typically charges a fee of $40 for mutual funds and $0 for ETFs. The custodian
also charges fees when VIA rebalances a portfolio , these fees can be up to $300 per
rebalancing period. We direct clients to this brochure’s Item 12 for further discussion of
brokerage costs.

5.D. . Do clients pay fees in advance? How may a client obtain a refund of a pre-paid fee if the
contract is terminated prior to a billed period’s end? The firm charges its advisory monthly in
arrears; refunds do not apply.
5.E. Disclosure : VIA IV is not also a broker dealer agent; therefore he cannot receive
commissions for brokerage transactions.
Disclosure 5.E.1. Whenever an investment advisory firm’s representatives may earn a
commission, or mutual fund management 12b-1 fees, or other forms of sales charges in their
capacity as the registered representatives of a broker-dealer, that arrangement creates an
incentive to recommend those sales and, as a consequence, an inherent possibility for a conflict
of interest. An advisor is a fiduciary who is required to make only those recommendations for
a client that solely are in the client’s own best interest, uninfluenced by any calculation of
personal gain. VIA IV is not also a broker dealer agent; therefore it cannot receive 12(b)-1 fees.

    Disclosures 5.E.2-4 Clients always have the option to purchase through unaffiliated broker-
dealers and their agents those investment products our firm recommends. Our firm does not
receive more than half its revenue from commissions and other sales-based compensation.
Our firm’s only business activity is its fee-based advisory service. We do not charge
commissions or markups. Our firm recommends primarily mutual funds or ETFs to our clients
– in special cases Alternative Invesments; the mutual funds include “no-load” funds only, which
impose no commission or sales charge (“load”) on the shareholder and are purchased directly
from the fund company, rather than through a broker.

Item 7. : Types of Clients.
The types of advisory clients we service; requirements for opening or maintaining an
account.
    Typically our clients include high net worth and other individuals. The advisor is
prepared to provide services to corporations and other businesses, charitable
organizations, estates, and trusts as well.
    The firm generally requires a minimum dollar amount of $250,000 (two hundred
and fifty thousand dollars) in client assets to open an investment management portfolio.
This minimum is negotiable at the adviser’s discretion, based on such considerations
as prior or anticipated future relationship.