Voyage Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management & Financial Planning Fees

The amount of the Portfolio Management & Financial Planning fee is a fixed fee, generally
ranging from $4,000 and $30,000 per year. The fee is based on the anticipated volume of
work involved in providing portfolio management and financial planning services to the
clients.

Selection of Other Advisers Fees

Our recommendations to use third party money managers are included in our portfolio
management and financial planning fee. We do not charge you a separate fee for the
selection of other advisers nor will we share in the advisory fee you pay directly to the
TPMM. Advisory fees that you pay to the TPMM are established and payable in
accordance with the Form ADV Part 2 or other equivalent disclosure document provided
by each TPMM to whom you are referred. Fees for the TPMM will be paid directly to the
TPMM by the client. These fees may or may not be negotiable. You should review the
recommended TPMM's brochure for information on its fees and services.

You may be required to sign an agreement directly with the recommended TPMM(s). You
may terminate your advisory relationship with the TPMM according to the terms of your
agreement with the TPMM. You should review each TPMM's brochure for specific
information on how you may terminate your advisory relationship with the TPMM and
how you may receive a refund, if applicable. You should contact the TPMM directly for
questions regarding your advisory agreement with the TPMM.

      Clients may terminate the agreement without penalty, for full refund of Voyage Wealth
      Management, LLC’s fees, within five business days of signing the Financial Planning
      Agreement. Thereafter, clients may terminate the Financial Planning Agreement generally
      upon written notice.

      B. Payment of Fees

      Payment of Portfolio Management & Financial Planning Fees

      Portfolio Management and Financial Planning fees are invoiced and bill directly to the
      client on a quarterly basis. Clients may pay via check or wire transfer. Fees are paid in
      arrears.

      Payment of Selection of Other Advisers Fees

      The timing, frequency, and method of paying fees for third-party managers will depend
      on the specific third-party adviser selected.

      C. Client Responsibility For Third Party Fees

      Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
      brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
      distinct from the fees and expenses charged by Voyage Wealth Management, LLC. Please
      see Item 12 of this brochure regarding broker-dealer/custodian.

      D. Prepayment of Fees

      Voyage Wealth Management, LLC collects its fees in arrears. It does not collect fees in
      advance..

      E. Outside Compensation For the Sale of Securities to Clients

      Neither Voyage Wealth Management, LLC nor its supervised persons accept any
      compensation for the sale of investment products, including asset-based sales charges or
      service fees from the sale of mutual funds.

Item 7: Types of Clients

Voyage Wealth Management, LLC generally provides advisory services to the following types
of clients:

      ❖      Individuals
      ❖      High-Net-Worth Individuals
      ❖

There is no account minimum for any of Voyage Wealth Management, LLC’s services.