Warner Group LLC

Item 5:       Fees and Compensation

      A.      Fees Charged

      All investment management clients will be required to execute an Investment Advisory Agreement
      that will describe the type of asset management services to be provided and the fees, among other
      items. Clients are advised that they may pay fees that are higher or lower than fees they may pay
      another advisor for the same services and may in fact pay lower fees for comparable services from
      other sources. Clients are under no obligation at any time to engage or to continue to engage Warner
      Wealth for investment services.

      The client can determine to engage Warner Wealth to provide discretionary investment advisory
      services on a negotiable basis. Warner Wealth’s annual investment advisory fee shall vary (up to 2.0%
      of the total assets placed under Warner Wealth’s management) and shall be based upon various
      objective and subjective factors, including, but not limited to, the amount of the assets placed under
      Warner Wealth’s direct management, the complexity of the engagement, and the level and scope of
      the overall investment advisory services to be rendered. In some instances, Warner Wealth will
      “household” a group of accounts for the purpose of determining an appropriate fee (for example, a
      family). This is not done for every family, but only in limited circumstances where the firm believes
      it to be appropriate. The values used for calculation of advisory fees are produced by the account
      custodian(s), and the specific value used is the gross market value as of the last day of the previous
      quarter. In calculating the market value of a client’s assets, assets allocated to cash or a cash proxy,
      such as a money market account, will be included in the calculation of assets under management.
      Warner Wealth does bill on cash and margin.

      GWP clients are charged an account fee consisting of an LPL program fee of 0.35% and an advisor
      fee of up to 1.00%. LPL Research currently serves as the sole portfolio strategist and does not charge
      a fee for its services.

      OMP accounts are subject to a maximum fee of 2.5%.

      Account fees for LPL programs are payable quarterly in advance. LPL serves as program sponsor, co-
      investment adviser, and broker-dealer for the LPL advisory programs.

      For one-time Financial Plans, Warner Wealth charges tiered billing from $1,000 to $5,000 depending
      on the complexity of the plan. For ongoing Financial Plans, fees are billed monthly for a time certain
      agreed upon in the Financial Planning Agreement. If Financial Planning-only clients decide to transfer
      assets to Warner Wealth for ongoing Wealth Management, this service is included in the investment
      advisory services fee.

      Warner Wealth and LPL may share in the account fee and other fees associated with program accounts.

Associated persons of Warner Wealth may also be registered representatives of LPL.

Warner Wealth receives compensation as a result of a client’s participation in an LPL program.
Depending on, among other things, the type and size of the account, type of securities held in the
account, changes in its value over time, the ability to negotiate fees or commissions, the historical or
expected size or number of transactions, and the number and range of supplementary advisory and
client-related services provided to the client, the amount of this compensation may be more or less
than what Warner Wealth would receive if the client participated in other programs, whether through
LPL or another sponsor, or paid separately for investment advice, brokerage and other services.

Clients should consider the level and complexity of the advisory services to be provided when
negotiating the account fee (or the advisor fee portion of the account fee, as applicable) with Warner
Wealth. Please refer to the relevant LPL Form ADV program brochure for a more detailed discussion
of conflicts of interest.

Clients will also pay a separate fee to Orion Portfolio Solutions for its services as the TAMP. The fee
will cover program sponsorship, investment management, and transaction costs. Clients should refer
to the separate Orion Agreement for a detailed breakdown of the fees charged by the TAMP.

B.      Fee Payment

The fee is paid quarterly in advance and comes due on the last day of the calendar quarter of the stated
billing cycle based on the balance on that day. In calculating the market value of a client’s assets,
assets allocated to cash or a cash proxy, such as a money market account, will be included in the
calculation of assets under management. The calculation of the fee is done by the custodian and once
the calculation is made, the custodian will deduct the fee from your account and remit it to Warner
Wealth.

For advisory accounts custodied at LPL, unless otherwise instructed by Warner Wealth, LPL will
deduct Warner Wealth’s fee quarterly in advance; however, for the initial fee deduction, LPL will
deduct the Warner Wealth’s fee at the beginning of the quarter following the establishment of the
account and will include a prorated fee for the initial quarter in addition to the quarterly Warner Wealth
fee for the upcoming quarter. Subsequent fee deductions will be made at the beginning of each quarter
based on the value of the account assets as of the close of business on the last business day of the
preceding quarter. Additional deposits and withdrawals will be added or subtracted from the assets,
which may lead to an adjustment of Warner Wealth’s fee. If LPL is notified by Warner Wealth or the
client of the termination or deactivation of the account’s advisory account status at LPL, LPL will
process a prorated refund of Warner Wealth’s fees that were prepaid based upon the number of days
remaining in the quarter after the notice of termination to LPL.
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Item 7:       Types of Clients

      Clients advised may include individuals, families, trusts, pension and profit-sharing plans, charitable
      organizations and foundations, and businesses. Warner Wealth does not impose a stated minimum fee
      or minimum portfolio value for starting or maintaining an investment advisory relationship.