Wealthspire Retirement LLC

Item 5 – Advisory Fees and Compensation
For WRA’s services, a client will pay a fee based on either the market value of the plan assets or a flat fee
in accordance with the schedule of fees described and selected below unless otherwise agreed to by both
parties. This is due to the diverse nature of the Adviser’s business. The fee range for the Adviser’s services
is negotiable and may vary according to the facts and circumstances including the scope of services to be
provided, complexity of services, the duration of services, and the size of the client (number of employees,
plan or individual assets, and other demographic factors).

Under certain services, clients will be charged a flat base fee plus a percentage of total plan assets, based
on a sliding scale. The Adviser may receive fees directly from a client (plan sponsor or individual) for
providing any or all of the services described above. In these instances, fees may be paid on a one-time
only or ongoing basis, depending on the scope of the services and the desired length of time that those
services will be provided.

                                             Fee Structure

Asset-based Fee
Asset-based fees may be charged based on the market value of the plan assets and will not exceed 1.60%
of plan assets, depending on the scope of the project and duration of services.

Flat Fee
A flat fee may be charged depending on the scope of the project and duration of services.

Per-participant Fee
A per-participant fee may be charged depending on the scope of the project and duration of the services.

Hourly Fee
An hourly fee may be charged no more than $550 per hour depending on the scope of the project and
duration of the services.

Investment Advice and Investment Management Fees
Fees are generally paid in advance (but may be paid in arrears) except when deducted from the plan assets
with approval of the client or when the client is billed directly or some combination of both. Fees are paid
by the plan or plan sponsor. We rely upon the most current valuation information at the time client
accounts are invoiced. Any fees paid in advance but are unearned shall be returned to the client prorated

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 Wealthspire Retirement, LLC                                                            IARD/CRD No: 121254
 Form ADV Part 2A Brochure                                                                       March 2026

to the date of termination.

Plan providers often will offer compensation related to the Adviser’s use of its platform to provide a
mutual fund “line-up” to plan participants. The compensation is not related to the recommendation of
particular mutual funds to be included in the line-up, but is related to the use of the overall platform of
the plan provider. The amount of this compensation required by the Adviser may vary. Should the plan
provider offer higher compensation than what the Adviser requires, the extra amount is placed into the
ERISA fiduciaries service budget for use to cover other plan expenses.

This compensation offered by plan providers is paid through a brokerage firm with which employees of
the Adviser are also registered representatives. The compensation is paid to the principals of the firm
individually who then transfer all of the funds back to WRA. If the fees received are related to an
Investment Advisory client (a client under an investment management agreement), the contracted fee of
that client per the terms of the agreement is reduced by the amount of the plan provider compensation.
Clients are not subject to higher fees/expenses when using a plan provider that offers the platform usage
compensation. However, a conflict of interest exists for the Adviser where a plan provider offers platform
usage compensation. This conflict is mitigated by the fact that the fee has a ceiling based on the needs of
the Adviser to provide services to the plan and extra compensation goes to the plan. Further, the fiduciary
obligations as a registered investment adviser and as an ERISA plan service provider are such that the
Adviser carefully monitors this activity to ensure clients do not pay fees in excess of their contracted
amount.

Portfolio / Wealth Management Fees
The fees charged by the IARs range from 0.25% - 1.60% based on the nature of the services provided, the
nature and composition of the portfolio, and the frequency that the portfolio is expected to have to be
rebalanced. The exact fee is based on the negotiated amount between the client and the Adviser. It is
possible that clients are paying fees different than the above range due to historical fee schedules or
relationship with the Adviser. Fees are collected quarterly or monthly and may be collected either in
arrears or in advance. Payment in full is expected upon invoice presentation. Fees are deducted from the
client account to facilitate billing as authorized by the investment management agreement. When fees
are collected in advance, any unearned fees will be returned to the client upon termination.

Investment and Financial Consulting Fees
The fees for this service reflect the provision of the investment and financial consulting to individuals. The
Adviser will charge for these services either on an hourly or fixed fee basis. Hourly fees range will not
exceed $550 per hour and fixed fees are based on the scope of services to be performed. Fees will be
collected after services are delivered upon demand or quarterly if recurring. At the sole discretion of the
Adviser, fees for these services may be offset wholly or partially with fees received from other sources for
a client. This service is separate and distinct from other services provided by the Adviser and may or may
not continue to be charged when client purchases other services from the Adviser based on the agreement
between the Adviser and the client.

WealthspIRA Fees
When Plans elect to utilize WealthspIRA , WRA receives certain basis points (depending on account
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