Wisdom Financial Services LLC

Item 5: Fees and Compensation
Investment Advisory Services
The standard advisory fee is based on the market value of the account and is calculated as follows:
                     Account Value                              Annual Advisory Fee
                     $0 - $500,000                                     0.80%
                 $500,001 - $1,000,000                                 0.46%
                $1,000,001 - $4,000,000                                0.36%
                 $4,000,001 and Above                                  0.21%

The annual fees are negotiable and are pro-rated and paid in advance on a quarterly basis and deducted
by Matson Money. Matson Money is compensated through management fees charged by the mutual
funds in which you are invested.

Other Types of Fees and Expenses
When implementing an investment recommendation, the client may incur additional fees such as
brokerage commissions, transaction fees, and other related costs and expenses. Clients may incur certain
charges imposed by broker-dealers, and other third parties such as custodial fees, deferred sales charges,
odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. Mutual fund and exchange traded funds also charge
internal management fees, which are disclosed in a fund’s prospectus. Such charges, fees and commissions
are exclusive of and in addition to our fee, and we shall not receive any portion of these commissions,
fees, and costs.
We do not accept compensation for the sale of securities or other investment products including asset-
based sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
Individuals, pension plans, and profit-sharing plans. Wisdom currently does not have a minimum account
size requirement.