Zynergy Retirement Planning

Item 5
                                         Fee Schedule

     A. Zynergy offers the following financial planning services and programs:

Core Service

Annual Fee: 1% of Assets Under Management, Minimum of $10,000/yr
   i.      Ongoing Financial Planning
   ii.     Asset Management
   iii.    Access To Our Team
   iv.     Semi-Annual Review

  Private Office Service:

      Annual Fee (based on Assets under management)

    Assets Under Management                            Fee
    Up to $2 million                                   1.00%
    $2 – $5 million                                    0.80%
    $5 - $10 million                                   0.60%
    $10 - $20 million                                  0.40%
    $20 million+                                       0.30%
   Minimum fee $30,000/yr.

      i.         Ongoing Financial Planning
      ii.        Asset Management
      iii.       Access To Our Team
      iv.        Semi-Annual Review
      v.         Tax Management Service
      vi.        LEGACY Estate Planning
      vii.       Generational Planning
      viii.      Retirement Enrichment Program

    - One-Time Comprehensive Retirement Plan - $7,000

   Fees are non-negotiable.

  Tax Management
  Annual Fixed Fee of $1,200 for the following services:

      •       Tax Prep Planning
      •       Tax Preparation
      •       Tax Payment Management
      •       Audit Defense
      •       Ongoing CPA Access
      •       Rental Property (1)
      •       Small Business (1)

Add-On Services:
   • Small Business ($200 – $600) defined as less than 10 employees and filed on Schedule C
   • Rental Property – $200 per property
   • Casualty Loss – $300
   • Partnership – $600
   • Trust – $600

 • Additional States (beyond 2) – $200 per state
 • Dependent’s Child’s Return – $200
 • Admin Work – $80 per hour (i.e. Organizing receipts, etc.)

     B. Annual fees are paid quarterly in arrears, based on current assets under management as of
          the quarter end date with the exception of a $1000 deposit.

          Tax service fees are paid upon completion of the tax work. Fees are paid by check.

     C. In addition to financial planning fees, clients may incur fund expenses and brokerage
        trading commissions. It is our goal to minimize these fees and Zynergy receives none
        of these costs.

     D. Zynergy collects a $1000 deposit on all services. Investment advisory contract may
        be terminated at any time upon written notification, a pro-rated invoice will be sent
        based on the termination date.

     E. No employees at Zynergy received compensation for the sale of any product. There
        are no additional conflicts of interest.

Types of Clients

         Zynergy works almost exclusively with individuals and couples. Additionally, we do
 manage trusts for individuals or entities. We currently have no clients that are pensions or
 businesses. Our minimum account fee is $10,000 for core clients and $30,000 for private
 office clients.