1787FP Investment Services LLC

Item 5 – Fees and Compensation

Asset Management Software Fee Schedule
Benjamins Money does not impose a minimum account balance for the opening of an account
with the Adviser. The fee charged is based upon the tier group the client selects. Fees are charged
monthly, in advance. Payments are due and will be assessed on the last day of each month, based
on the previous month’s ending balance of the account(s) under management for the preceding
billing period. The Adviser will not pro rate for deposits or withdrawals in the account during the
billing period. Fees for advisory services will be 1% of assets under management.

Benjamins Money            ADV Part 2A            March 26                Page 5 of 19
                                                                           © 2026 Red Oak Compliance Solutions LLC

No increase in the annual fee shall be effective without prior written notification. Benjamins
Money believes the advisory fee is reasonable considering the fees charged by other investment
advisers offering similar services/programs.

Financial Planning Software Fee Schedule
We provide comprehensive financial planning services through the Benjamins Money app.
Services vary based upon the tier you select. All recommendations are developed by the
Benjamins Money app. We cannot guarantee the results of any of our recommendations.

Fees will vary depending on the level of service. The fees for all tiers shall be paid quarterly in
advance. Fees for Emerging, Basic, Premium and Premium Plus shall be offered on a recurring
retainer basis and shall be renewed at the end of each billing period until terminated by either
party. In all cases, a client may terminate the relationship at any time. Upon termination of the
relationship, a pro-rated refund shall be issued to the client.

                  Group                        Monthly                           Quarterly

            Emerging                           $0.00                               $0.00
                  Basic                        $14.99                              $44.97
            Premium                            $75.00                            $225.00

        Premium Plus                            $350                              $1,050
We do not accept prepayment of more than $1,200 in fees per client, six months or more in
advance. After the financial plan is provided, financial consulting will be provided on a recurring
basis.

If the plan is implemented through our asset management platform, we will receive an asset
management fee of 1%, as described above, which shall be separate from and in addition to the
tiered financial planning and consulting fee identified above. You are under no obligation to
purchase both financial planning and consulting software services and asset management
software services from us. The fees and expenses you pay for the purchase of these products may
be more or less than the expenses you would pay should you decide to implement our
recommendations through another investment advisory firm or broker-dealer, and are typically
determined by the broker-dealer or investment company sponsoring the product.

A conflict of interest exists as we may recommend products that may be managed through our
asset management software. We have an incentive to recommend those products based upon the
potential compensation we may receive from asset management, rather than your needs. This
conflict is addressed in our Code of Ethics.

Automatic Payment of Fee
The Client agrees to authorize the Custodian to pay directly to Benjamins Money, upon receipt of
notice, the Account's investment advisory services fee. Fee withdrawals will occur no more
frequently than monthly from the Client's Account, unless specifically instructed otherwise by the
Client.

Benjamins Money            ADV Part 2A           March 26               Page 6 of 19
                                                                         © 2026 Red Oak Compliance Solutions LLC

The Custodian will send to the Client a statement, at least quarterly, indicating all amounts
disbursed from the Account, including the fee paid directly to Benjamins Money. Our access to
the Assets of the Account will be limited to trading and the withdrawals authorized above.

Third-party Fees
Our fees do not include brokerage commissions, transaction fees, and other related costs and
expenses. Please note that the use of third-party services providers used in the management of
your portfolio impose fees in addition to the fees charged by the Adviser. These include fees
charged by managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes,
wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and
securities transactions. Mutual funds, money market funds and exchange-traded funds (ETFs)
also charge internal management fees, which are disclosed in the fund’s prospectus, which
include, but are not limited to, a management fee, upfront sales charges, and other fund expenses.
When appropriate, our strategies will involve investment in mutual funds and/or ETFs. Load and
no-load mutual funds sometimes charge annual distribution charges, sometimes referred to as
“12(b)(1) fees”. These 12(b)(1) fees come from fund assets, and thus indirectly from clients’ assets.
We do not receive any compensation from these fees. All of these fees are in addition to the
management fee you pay us. You should review all fees charged to fully understand the total
amount of fees you will pay. Services similar to those offered by us are available elsewhere for
more or less than the amounts we charge. Our brokerage practices are discussed in more detail
under Item 12 – Brokerage Practices.

Other Compensation
Our software shall, if appropriate, recommend and sell life, disability, health, and long-term care
insurance, and we will receive the usual and customary commissions in addition to any agreed
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