US Cherry LLC

Item 5. FEES AND COMPENSATIONS

Client Services

U.S. Cherry’s fees are governed by the “Investment Advisory Agreement,” Referred as the “Automated
Investment Management Agreement ’’(the “Agreement”). The fees that U.S. Cherry’s clients pay to U.S.
Cherry are provided for in the Agreement that the clients execute with the firm at account opening or updated
thereafter due to material changes driven by the client and/or U.S. Cherry. U.S. Cherry’s fees generally are
charged as a percentage of the market value of assets under management (“AUM”). The asset management
fee is charged monthly in arrears. AUM is measured with reference to the average of the closing balances for
the business days of each month within the respective calendar month. For IB, the Fee is calculated each
business day by multiplying the annualized Fee by the Client’s previous day ending net liquidation value and
divided by 252 business days and the total daily fee calculations during a month will be charged to your
account once per month. For Schwab, the annual fee is divided by 12 and then multiplied by the closing
value of the last day of the calendar month.

1. Account value of $100 to $2,999: Annual advisory percentage of 0%
2. Account value of $3,000, to 19,999 $: Annual advisory percentage of 1.5%
3. Account value of $20,000 to $499,999: Annual advisory percentage of 1.10%
4. Account value of $500,000 to $9,999,999: Annual advisory percentage of 0.85%
5. Account value of $10,000,000 to $24,999,999: Annual advisory percentage of 0.70%
6. Account value of $25,000,000+: To be negotiated

Our compensation is not payable in advance, and accounts initiated or terminated during a calendar month
will be charged a prorated fee. Upon termination of any relationship, accrued unpaid fees will be due and
payable. We may waive, discount, and/or negotiate fees at our discretion. We generally rely on the custodian
bank to value the assets in each client's account.

Typically, U.S. Cherry will arrange with the custodian for the direct payment of our fees from the client's
account after receiving the client's authorization. Our compensation from clients may take the form of a
Management Fee based on a percentage of the client's assets under management, as noted above.

It's worth noting that custodial firms may have minimum account balances required to charge fees, which
can make it challenging for traditional firms to serve underserved clients and minorities who may not meet
these thresholds. However, our advisory fees may be more or less than other advisors for the same advisory
services.

U.S. Cherry                                        10

However, at U.S. Cherry, our mission is to democratize access to financial services and serve all clients,
regardless of their account balance. In scenarios where custodians cannot debit fees from clients' accounts,
we may directly bill clients through third-party billing providers.

On an exception basis at the discretion of U.S. Cherry, we may provide our Robo-Advisor “automated
investment service” to certain family members or friends of U.S. Cherry's principals for a reduced fee rate
that may be lower than the fees available to our clients. These special discounted fee arrangements will be
duly documented in the client's Agreement to ensure transparency and fairness in our compensation structure.

Miscellaneous

Clients of U.S. Cherry may incur additional fees or expenses paid to third parties, in addition to the advisory
fees. The issuers of certain investments, such as ETFs and mutual funds or other investments purchased for
Clients, may charge separate product fees. U.S. Cherry does not benefit directly or indirectly from any such
fees. Product fees may include embedded fund expenses that can reduce an investment fund's net asset value,
affecting the fund's performance and indirectly impacting a Client's portfolio performance or benchmark
comparison. Management fees, custodian fees, brokerage commissions, legal and accounting fees may also
reduce their respective assets and may change from time to time at the discretion of the fund issuer. U.S.
Cherry provides current information on the Site regarding the investments purchased for Clients, including
product fees. To the extent that the Client's portfolio has investments in mutual funds or ETFs, the Client
may pay two levels of advisory fees for the management of their assets: one directly to U.S. Cherry and the
other indirectly to the manager(s) of the mutual funds and ETFs held in their portfolios.

It's important to note that fees charged by U.S. Cherry do not include, which shall be incurred by the Client,
custodian fees, fees for trade settlement, brokerage commissions, deferred sales charges, odd-lot differentials,
transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and
securities transactions. All non-U.S. Cherry fees, costs, or expenses will be charged to the client directly and
on a segregated basis. In addition, the fees charged by U.S. Cherry do not include management or other fees
charged by funds or other products, which clients may be invested in from time to time, or payments to third
parties for accounting, tax, legal, fiduciary services, etc. Further details about U.S. Cherry's brokerage
practices can be found under Item 12.

Item 7. TYPES OF CLIENTS

U.S. Cherry is an investment firm that provides automated investment advice through its robo-advisor
software. Our mission is to offer our services to underserved communities that have historically had limited
access to financial services. We believe that providing these communities with the opportunity to invest and
grow their assets will contribute to the overall growth of the United States economy.

In addition to serving individuals, we also offer accounts to institutions, trusts, university endowments, and
high net worth clients. We understand that market fluctuations and investment performance can sometimes
result in accounts dropping below our minimum requirements or preferred AUM. In such cases, U.S. Cherry
may choose to accept these accounts or retain them, as we strive to provide a level of flexibility and
accessibility to our clients.

We offer the following types of accounts: (1) automated investing accounts (investment portfolio), (2) cash
and cash equivalents accounts, (3) crypto portfolio accounts, (4) bond-only portfolio accounts, (5) S&P 500
investment account, (6) essential portfolio account, (7) you invest account, and (8) U.S. Cherry Wealth
Account.

Automated Investing Accounts, Bond-Only Portfolio Accounts, and Crypto Portfolio Accounts require a
minimum opening and maintaining balance of $3,000. Cash and Cash Equivalent Accounts/Cash Yield
Accounts, S&P 500 Investment Accounts, Essential Portfolio Accounts, and You Invest Accounts
have a minimum balance and maintaining balance of $100. U.S. Cherry Wealth Account requires a
minimum opening and maintaining balance of $1,000,000.

Please note that for the purpose of calculating AUM, U.S. Cherry may aggregate accounts that have a linking
relationship factor between the parties to the account, such as family or corporate affiliation or nexus.