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| 25 LLC
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| CRD # | 317916 |
| SEC # | 801-123213 |
| CIK # | 0001968777 |
| AUM | 545.0 M (2026-05-19) |
| Employees | 19 (42% Investors, 21% Brokers) |
| Fees | |
| Minimum | |
| Phone | 314-530-2858 |
| Address | 135 West Adams Avenue Saint Louis, MO 63122 |
| Source | [IAPD] [EDGAR] [Website] [LinkedIn] [Instagram] |
| Total AUM ($M) |
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| Fees and Compensation — Form ADV Part 2A (2/26/2026) [Brochure] |
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Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
ASSET MANAGEMENT
25, LLC offers discretionary direct asset management services to advisory Clients. 25, LLC
charges an annual investment advisory fee based on the total assets under management as
follows:
Assets Under Management Annual Fee Monthly Fee
Up to $250,000 1.50% .125%
$250,0001 to $500,000 1.25% .104%
$500,001 to $2,000,000 1.00% .083%
Over $2,000,000 0.90% .075%
*Asset management fees for some types of investments such as alternative investments may be charged at up
to 2.00% annual fee due to the complexity involved in advising these types of assets. All fees will be agreed to
in writing.
The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
assets, anticipated future earning capacity, anticipated future additional assets, dollar
amounts of assets to be managed, related accounts, account composition, negotiations with
Clients, etc.). Fees are billed monthly in arrears based on an average daily balance of the
account for the previous month. The calculation for the average daily balance is based on
the formula (A/D) x (F/P).
A = the sum of the daily balances in the billing period
D = number of days in the billing period
F = annual management fee
P = number of billing periods per year
Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. After the initial five (5) business days, the
agreement may be terminated by 25, LLC with thirty (30) days written notice to Client and by
the Client at any time with written notice to 25, LLC. For accounts opened or closed mid-
billing period, fees will be prorated based on the day’s services are provided during the given
period. All unpaid earned fees will be due to 25, LLC. Client shall be given thirty (30) days
prior written notice of any increase in fees. Any increase in fees will be acknowledged in
writing by both parties before any increase in said fees occurs.
ONGOING FINANCIAL PLANNING
25, LLC charges a fixed fee based on complexity and unique Client needs for financial
planning. Prior to the planning process the Client will be provided an estimated plan fee.
Services are completed and delivered inside of sixty (60) days contingent upon timely delivery
of all required documentation. Client may cancel within five (5) business days of signing
Agreement with no obligation and without penalty. If the Client cancels after five
(5) business days, any unearned fees will be refunded to the Client, or any unpaid earned
fees will be due to 25, LLC. 25, LLC reserves the right to waive the fee should the Client
implement the plan through 25, LLC. Ongoing services will remain in effect year over year
unless cancelled in writing by either party by giving the other party thirty (30) days writte n
notice.
FIXED FEES
Financial Planning Services are offered based on a flat fee between $2,000 and $5,000. Fees
for financial plans are billed quarterly in arrears.
ESTATE PLANNING
For clients electing to utilize the Estate Planning Coordination service via the Vanilla
platform, the Firm charges a fixed fee ranging up to $15,000, depending on the complexity
of the engagement. The fee is due in full immediately upon signing the engagement
agreement. Fees are considered earned and are non-refundable once the coordination or
processing services have commenced. The fees paid to the Firm cover only the
administrative coordination and specific retitling services outlined in the agreement.
Attorney fees are separate and are paid directly to the independent legal professionals
providing the legal services. Clients may also incur third-party costs such as filing fees or
platform access fees associated with the Vanilla software.
Client Payment of Fees
Fees for asset management services are deducted from a designated Client account to
facilitate billing or they may pay 25, LLC directly. The Client must provide writte n
authorization into direct debiting of their investment account.
Fees for financial plans will be billed to the Client and paid directly to 25, LLC.
Additional Client Fees Charged
Custodians may charge transaction fees other related costs on the purchases or sales of
mutual funds, equities, bonds, options and exchange-traded funds. Mutual funds, money
market funds and exchange-traded funds also charge internal management fees, which are
disclosed in the fund's prospectus. 25, LLC does not receive any compensation from these
fees. All of these fees are in addition to the management fee you pay to 25, LLC. For more
details on the brokerage practices, see Item 12 of this brochure.
Prepayment of Client Fees
25, LLC does not require any prepayment of fees of more than $1200 per Client, six
months or more in advance.
If the Client cancels after five (5) business days, any unearned fees will be refunded to the
Client, or any unpaid earned fees will be due to 25, LLC.
External Compensation for the Sale of Securities to Clients
Investment Advisor Representatives of 25, LLC receive external compensation for the sale of
securities and investment related products such as insurance to clients as Registere d
Representatives of Great Point Capital, LLC, a broker-dealer, and as licensed insurance
agents. These represent conflicts of interest because it gives an incentive to recomme nd
products based on the commission received. As Registered Representatives, they do not
... |
| Account Minimums and Types of Clients — Form ADV Part 2A (2/26/2026) [Brochure] |
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Item 7: Types of Clients Description 25, LLC generally provides investment advice to individuals and high net worth Clients. Client relationships vary in scope and length of service. Account Minimums 25, LLC does not require a minimum to open an account. |
| Sector | Form 13F Holdings | Value ($M) | |
|---|---|---|---|
| Apple Inc | 4.8 | ||
| Alphabet Inc | 3.2 | ||
| Nvidia Corp | 2.1 | ||
| Amazon Com Inc | 1.5 | ||
| Microsoft Corp | 1.3 | ||
| Wal Mart Stores Inc | 1.0 | ||
| Holdings by Sector ($M) |
|---|
| AUM Breakdown | Accounts | AUM ($M) |
|---|---|---|
| By Client Type | ||
| (a) Individuals (other than high net worth individuals) | 255 | 66.0 |
| (b) Individuals (high net worth individuals) | 250 | 478.5 |
| (c) Banking or thrift institutions | 0 | 0.0 |
| (d) Investment companies | 0 | 0.0 |
| (e) Business development companies | 0 | 0.0 |
| (f) Pooled investment vehicles | 0 | 0.0 |
| (g) Pension and profit sharing plans | 0 | 0.0 |
| (h) Charitable organizations | 0 | 0.5 |
| (i) State or municipal government entities | 0 | 0.0 |
| (j) Other investment advisers | 0 | 0.0 |
| (k) Insurance companies | 0 | 0.0 |
| (l) Sovereign wealth funds and foreign official institutions | 0 | 0.0 |
| (m) Corporations or other businesses not listed above | 0 | 0.0 |
| (n) Other | 0 | 0.0 |
| Total | 3,075 | 545.0 |
| By Discretionary | ||
| Discretionary | 2,400 | 492.0 |
| Non-Discretionary | 675 | 53.0 |
| Total | 3,075 | 545.0 |
| By Non-United States Persons | ||
| Non-United States Persons | 0.0 | |
| United States Persons | 545.0 | |
| Total | 3,075 | 545.0 |
| EDGAR Form | CIK | 2011 - 2026 |
|---|---|---|
| 13F-HR | [0001968777] |
| Firm Profile (Form ADV) | |
|---|---|
| Clients | 25 |
| Serves | Institutional, Retail |
| Comparable Firms | State | AUM |
|---|---|---|
|
Byrne Financial Freedom LLC
✚
|
MA | 546.4 M |
|
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✚
|
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|
Legacy Wealth Asset Management LLC
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|
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|
Whitegate Investment Counselors Inc
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|
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|
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|
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|
Sierra Ocean LLC
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|
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|
Goodreid Investment Counsel Corp
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|
544.1 M | |
|
Andrews Lucia Wealth Management LLC
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|
CA | 543.5 M |
|
Marion Wealth Management LLC
✚
|
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