Accel Wealth Management LLC

Item 5 – Fees and Compensation
Investment Management
The Adviser’s annual fees for investment management services are calculated at up to
two-and-a-quarter percent (2.25%) of all assets under management. Typically, these fees
are billed on a pro-rata basis quarterly in advance based on the value of your managed
account on the last day of the previous quarter. Fees do not include execution costs for
brokerage transactions. Fees can be waived and/or negotiated.

Clients with individual accounts valued at less than $25,000 in billable assets and whose
total household billable assets are less than $250,000 will be subject to an annual fee of
$45 per qualifying account. This fee will be assessed once per calendar year and is not
subject to refund, regardless of account activity, balance fluctuations, or termination of

services during the billing period. However, this fee can be waived at Accel Wealth
Management LLC’s discretion based on a client’s broader relationship with Accel Wealth
Management LLC, including total assets under management or other relevant
considerations.

Fees will be deducted from the client’s account at an independent qualified custodian upon
their written authorization. In rare cases, Adviser will agree to directly bill clients. As part
of this process, clients understand and acknowledge the following:

   (a) The client’s independent custodian sends statements at least quarterly showing all
       disbursements for the account, including the amount of the advisory fees paid to
       Adviser;
   (b) The client provides authorization permitting Adviser to be directly paid by these
       terms;
   (c) If Adviser sends a copy of an invoice to the client, Adviser will also send a copy of
       the invoice to the independent custodian;
   (d) If Adviser sends a copy of an invoice to clients, the invoice will include a legend
       that urges the client to compare information provided in their invoice with
       statements received from the qualified custodian.

Financial Planning & Consulting Fees
The Adviser charges clients $150 - $250 an hour for financial planning and consulting
services. Clients are given a quote that is based on the hourly rate times an estimate of
the number of hours a project will take. This is based on the range and complexity of the
services the Adviser will provide. The minimum charge for a financial plan is $500 with
an anticipated three hours of work.

When clients receive advisory services through persons associated with the Adviser the
financial planning charges that they accrue within the first year of the relationship will be
waived.

If clients elect to implement recommendations made in a financial plan, their accounts
may incur retirement plan administration fees, and other mutual fund annual expenses
that are charged by broker-dealers, plan administrators or mutual fund companies that
sell securities or provide additional services to Adviser clients. These fees are in addition
to and separate from financial planning and consulting fees.

Fees are due and payable upon completion of the services. Under no circumstances will
the Adviser earn fees in excess of $1,200 more than six months in advance of services
rendered.

Clients will have a period of five (5) business days from the date of signing an agreement
to unconditionally rescind the agreement and receive a full refund of all fees. Thereafter,
clients may terminate an agreement by providing the Adviser with written notice prior to
delivery of the plan or completion of the service. The Adviser may terminate an agreement
by providing written notice to clients. Since fees are payable only after services are
provided, there are no unearned fees and the client will not have a refund due upon early
termination of the advisory agreement.

Pension Consulting Fees
We charge on an hourly or flat fee basis for pension consulting services. The total estimated
fee, as well as the ultimate fee that we charge you, is based on the scope and complexity
of our engagement with you. Our hourly fee is $150. Our flat fees generally range from
$750 to $10,000 or may be charged as a percentage of assets within the pension plan not
to exceed 1.5%. Flat fees will be charged annually for ongoing pension consulting services.

The Plan Sponsor and Adviser agree upon the advisory fee, which is expressed as a
percentage of plan assets or a fixed amount, as detailed in the Pension Consulting
Agreement. The method, timing, and calculation of fee deductions are determined by the
Plan’s recordkeeper, as outlined in the recordkeeper’s agreement with the Plan Sponsor.
Fees may be assessed in arrears or in advance and on a monthly or quarterly basis,
depending on the recordkeeper’s practices. The Plan Sponsor acknowledges and agrees
that Adviser is not responsible for the recordkeeper’s fee deduction methodology but relies
on the recordkeeper for processing payments. In the event the Adviser's fees will be
debited directly from the Plan's Account(s), the Client authorizes the custodian for the Plan
assets, based upon instruction from the Plan's recordkeeper, to deduct Adviser’s fees directly
from the Plan's Account(s). Client shall have the responsibility to verify the accuracy of the
fee calculation, and Client acknowledges that the custodian shall have no responsibility to
determine whether the fee is properly calculated. Adviser shall not be compensated on the
basis of a share of capital gains or capital appreciation of the Plan's Account(s).

In addition to Adviser’s consulting fee, the Client may also incur certain charges imposed by
unaffiliated third parties. Such charges include, but are not limited to, fees charged by third
party managers, custodial fees, administrative fees, brokerage commissions, transaction
fees, charges imposed directly by a mutual fund, index fund, or exchange traded fund
purchased for the account which shall be disclosed in the fund’s prospectus (i.e., fund
...

Item 7 – Types of Clients
The Adviser provides advisory services to:
   • Individuals and High Net Worth Individuals;
   • Trusts, Estates or Charitable Organizations;
   • Pension and Profit Sharing Plans;
   • Corporations, Limited Liability Companies and/or Other Business Types.

Account Minimums
For some sub-advisory relationships, the minimum annual fee charged for any account shall
be determined as if there is $500,000 in account assets. For other sub-advisory relationships,
the minimum account size is $250,000 with a minimum fee of $1,500 per account per year.

Although we do not have account minimums outside of sub-advisory and third-party money
manager relationships, clients with individual accounts valued at less than $25,000 in
billable assets and whose total household billable assets are less than $250,000 will be
subject to an annual fee of $45 per qualifying account. This fee will be assessed once per
calendar year and is not subject to refund, regardless of account activity, balance
fluctuations, or termination of services during the billing period. However, this fee can be
waived at Accel Wealth Management LLC’s discretion based on a client’s broader
relationship with Accel Wealth Management LLC, including total assets under management
or other relevant considerations.