Access Wealth Planning LLC

Item 5 - Fees and Compensation

A. Fees Charged
Investment Advisory Services
All investment advisory clients will be required to execute an Investment Advisory Agreement that will
describe the type of asset management services to be provided and the fees, among other items.
Clients are advised that they may pay fees that are higher or lower than fees they may pay another
advisor for the same services, and may in fact pay lower fees for comparable services from other
sources. Clients are under no obligation at any time to engage or to continue to engage Access Wealth
for investment services.

Access Wealth’s annual investment advisory fee shall vary (up to 1.50% of the total assets placed under
Access Wealth’s management) and shall be based upon various objective and subjective factors,
including, but not limited to, the amount of the assets placed under Access Wealth’s direct
management, the complexity of the engagement, and the level and scope of the overall investment
advisory services to be rendered. The investment advisory fee is negotiable in the sole discretion of
Access Wealth.

Financial Planning Services
For financial planning services, Access Wealth charges a fixed fee. These fees are negotiable and
typically range from $1,500 to $5,000 depending on the complexity of the client's situation. Upon
engaging Access Wealth, 50% of the fee is due, and the remaining balance is due upon presentation of
the written financial plan.

We will offer a full refund on the financial planning fee if the client notifies us, in writing, within 10 days
of receiving the financial plan that they are not satisfied with it. We will also refund any fees paid if the
client terminates our relationship before the financial plan is delivered.

Investment Advisory and Financial Planning Combined Services
In addition, we offer a combined flat fee for financial planning services and investment advisory
services. These fees are negotiable and typically range from $8,000 to $18,000 per year. payable on a
quarterly basis. The client can choose to have the fees deducted from their investment advisory
accounts under Access Wealth's management or be billed separately.

Both the client and Access Wealth have the right to terminate the advisory agreement at any time with
written notice. If the agreement or our services are terminated, we will promptly refund any unearned
portion of the fee to the client.

Access Wealth                                                                  IARD/CRD No. 112973
Form ADV Part 2A                                                              SEC File No.: 801-60406
Brochure                                                                                  March 2026

Account Aggregation Services
Access Wealth offers account aggregation services at a fixed rate fee ranging from $1,000 to $5,000
per year. This fee is negotiable in the sole discretion of Access Wealth.

B. Fee Payment
Investment Advisory Services
The investment advisory fee is paid quarterly, in advance, and the value used for the fee calculation is
the net value as of the last market day of the previous quarter, including any cash in the client’s
account. For example, if your annual fee is 1.00%, each quarter we will multiply the value of your
account by 1.00%, then divide by four to calculate our fee. To the extent there is cash in your account,
it will be included in the value for the purpose of calculating fees only if the cash is part of an investment
strategy. Once the calculation is made, we will instruct your account custodian to deduct the fee from
your account and remit it to Access Wealth. Clients may also pay the investment advisory fee directly
by submitting a check payable to Access Wealth.

Clients whose fees are directly debited will provide written authorization to debit advisory fees from
their accounts held by a qualified custodian chosen by the client. Access Wealth is to invoice the
qualified custodian for fees. Each quarter, the client will receive a statement from their account
custodian showing all transactions in their account, including the fee. Access Wealth encourages clients
to carefully review the statements and confirmations sent to them by their custodian, and to compare
the information on reports prepared by Access Wealth against the information in the statements
provided directly from the custodian. Please alert Access Wealth of any discrepancies.

Financial Planning Services
Upon engaging Access Wealth for financial planning services, 50% of the fee is due at the time of
engagement, and the remaining balance is due upon presentation of the written financial plan. The
fee can be paid by check or debited from the investment assets managed by Access Wealth.

We will offer a full refund on the financial planning fee if the client notifies us, in writing, within 10 days
of receiving the financial plan that they are not satisfied with it. We will also refund any fees paid if the
client terminates our relationship before the financial plan is delivered.

Investment Advisory and Financial Planning Combined Services
When Access Wealth is engaged by the client for both investment advisory and financial planning
services, a fixed fee is charged and payable on a quarterly basis. The client can choose to have the fee
deducted from their investment advisory accounts under Access Wealth's management or be billed
separately.

Access Wealth                                                             IARD/CRD No. 112973
Form ADV Part 2A                                                         SEC File No.: 801-60406
Brochure                                                                             March 2026

Both the client and Access Wealth have the right to terminate the advisory agreement at any time with
written notice. If the agreement or our services are terminated, we will promptly refund any unearned
portion of the fee to the client.

C. Other Fees
...

Item 7 - Types of Clients

Access Wealth provides investment advisory services to a diverse range of clients, including individuals,
high net worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations,
corporations, and other business entities. We do not have a minimum portfolio size requirement, but
all clients are required to enter into a formal services agreement that outlines the scope of services to
be provided.

Access Wealth                                                                     IARD/CRD No. 112973
Form ADV Part 2A                                                                 SEC File No.: 801-60406
Brochure                                                                                     March 2026