Lifeinvest Wealth Management Ltd

ITEM 5     FEES AND COMPENSATION

 ASSET MANAGEMENT FEES

 As compensation for providing investment advisory services to clients which are referred
 to LifeInvest Wealth Management by third party brokerages or related persons
 LifeInvest Wealth Management will be paid by such third party's brokerages or related
 persons a fixed monthly fee as agreed to in writing between LifeInvest Wealth
 Management and such third-party brokerage or related person.

 The Client is responsible for all custodial and securities execution fees charged by the
 custodian and executing broker-dealer. LifeInvest Wealth Management’s fee is separate
 and distinct from the custodian and execution fees. LifeInvest Wealth Management’s
 clients have the right to use a different broker which is not affiliated with LifeInvest
 Wealth Management. Clients can request to terminate their advisory contract with
 LifeInvest Wealth Management, in whole or in part, by giving thirty (30) days advance
 written notice. Upon termination, any fees paid in advance will be prorated to the date
 of termination and any excess will be refunded to client. Client’s advisory agreement
 with LifeInvest Wealth Management is nontransferable without client’s written approval.
 As compensation for providing investment advisory services to clients originated by
 LifeInvest Wealth Management, clients will pay LifeInvest Wealth Management a
 management fee to be paid in advance or in arrears on a quarterly or monthly basis
 pursuant to a financial advisory contract according to the following Fee Schedule:

                             AUM                         FEES
                             $20,000 TO $250,000         2.00%
                             $250,001 TO $1,000,0000     1.75%
                             $1,000,001 to $5,000,000    1.50%
                             $5,000,001 to $10,000,000   1.00%
                             >$10,000,001                0.75%

 Client relationship could be established and exist where the fees are higher or lower
 than the Fee Schedule provide above. The Fee Schedule above is negotiable on a case-
 by-case basis. The minimum Annual Fee for all clients is $1,500.00.

LifeInvest Wealth Management, Ltd.               5

 Fees are billed at the beginning of each quarter. These fees could be negotiated by the
 advisor under unusual circumstances, at the sole discretion of the advisor.

 All fees paid to the Firm for investment advisory services are separate and distinct from
 the expenses charged by mutual funds to their shareholders and the product sponsor in
 the case of variable insurance products. These fees and expenses are described in
 each fund's or variable product's prospectus. These fees will generally include a
 management fee, other fund expenses, and a possible distribution fee. If the sponsor
 also imposes sales charges, a client could pay an initial or deferred sale or surrender
 charge. A client could invest in these products directly, without the services of the Firm.
 In that case, the client would not receive the services provided by the Firm which are
 designed, among other things, to assist the client in determining which products or
 services are most appropriate to each client's financial condition and objectives.
 Accordingly, the client should review both the fees charged by the product sponsor and
 the fees charged by the Firm to fully understand the total fees to be paid.

 The firm offers advisory services for either a fixed asset-based fee or a fee bases on a
 percentage of client’s asset under management.

 Wrap Fee Programs

 For some clients, LifeInvest may include the securities transaction fees together with
 investment advisory fees to provide the client with a single, bundled fee structure. This
 combination of fees is typically referred to as a Wrap Fee Program. LifeInvest can also
 offer such services or access to investment managers through other sponsors in the
 future. LifeInvest is also the provider of a wrap fee program managed on a discretionary
 or non-discretionary basis by LifeInvest investment adviser representatives.

 There is no difference in the investment management of wrap accounts and separately
 managed accounts. LifeInvest receives a portion of the total wrap fee for providing
 investment management services.

 LifeInvest’s Wrap Fee Program Brochure is included as Appendix 1 to this Disclosure
 Brochure to discuss the fee and potential conflicts associated with a bundled fee and its
 wrap fee programs.

 Compensation for Additional Services.

 LifeInvest receives compensation for consulting services; these services may be
 provided through third-party companies. Consulting Fees are determined on a case-by-
 case basis and are disclosed in writing to clients prior to engagement. The specific fee
 structure for each service will be negotiated with each client and outlined in a separate
 engagement agreement. This agreement will clearly disclose the amount and method
 of compensation.

 Estate Planning Services are subject to minimum $3,000.00 fee

 Referral Compensation.

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 In certain circumstances, LifeInvest receives referral fees from other financial service
 providers for introducing clients to their products or services such as initial analysis to
 assess in opportunities in Private Equity or support for Merger and Acquisition.

 Sub-Advisory Fee Arrangement.

 For clients whose accounts are managed through our sub-advisory relationship with Kapital
 Consulting LTD, LifeInvest compensates Kapital from the advisory fees clients pay to LifeInvest.
 Clients do not pay any additional fees for sub-advisory services. The fee schedule disclosed
 above reflects the total advisory fee charged to clients.

ITEM 7      TYPES OF CLIENTS

 LifeInvest Wealth Management Ltd.’s clients are institutional clients that provide
 advisory services to wealthy individuals and families. The Firm also has clients that are
 high net worth individuals and families.

 LifeInvest Wealth Management Ltd's minimum account is $100,000. However, based
 on facts and circumstances LifeInvest Wealth Management Ltd, at its sole discretion,
 accepts accounts with a lower value.