Global Trust Asset Management LLC

Item 5: Fees and Compensation

                                                                             Form ADV Part 2A, Item 5
Asset Management Services:

Annually, Global Trust charges a management fee based on the amount of assets under management.
The percentage charged will not exceed 2.00% of assets under management. Billings will be made
quarterly either after services rendered or in advance, as agreed to by the client. The current
maximum management fee schedule is below. Fees and account minimums for these services are
negotiable based upon certain criteria (i.e. anticipated future earning capacity, anticipated future
additional assets, dollar amount of assets to be managed, related accounts, account composition,
negotiations with client, etc.).

ASSETS UNDER MANAGEMENT                                       ANNUAL MANAGEMENT FEE

Up to $2,000,000                                              2.00%

On the next $8,000,000                                        1.25 %

Amounts in excess of $10,000,000                              1.00 %

Retirement Plan Consulting and Asset Management:

Billings will be made quarterly either after services rendered or in advance, as agreed to by the client.
The agreed upon fees will be withdrawn from the client’s custodian account. The fee paying
arrangements will be detailed in the signed advisory agreement. The current maximum management
fee schedule for retirement plans is below.

    ASSETS UNDER MANAGEMENT                                       ANNUAL MANAGEMENT FEE

           Up to $5,000,000                                                             2.00%

           Amounts in excess of $5,000,000                                               .35%

Fees in General:

The client may grant Global Trust authority to receive payments directly from the client’s custodian
account. The client shall grant limited authorization to Global Trust to withdraw the contractually agreed
upon fees from the account. The custodian of the account is advised in writing of the limitation on
Global Trust’s access to the account.

We group certain related client accounts for the purposes of determining the account size and/or
annualized fee.

Pre-existing advisory clients are subject to Global Trust’s minimum account requirements and advisory
fees in effect at the time the client entered into the advisory relationship. Additionally, under certain
circumstances, advisory clients who had pre-existing advisory relationships with our investment adviser
representatives that originated while the representatives were employed at other advisory firms will
have their pre-existing fee arrangements honored. As a result, our firm’s minimum account
requirements and advisory fees will differ among clients.

Account Termination:

The contract may be terminated by either party upon 90 days written notice. Upon termination, Global
Trust will charge the client a prorated fee as appropriate for the time in which the client received Global
Trust’s services. A refund will be provided without penalty if the client terminates the contract, in
writing, within five (5) days of the contract being executed.

Mutual Fund and ETF Fees and Expenses:

All fees paid to our firm for investment advisory services are separate and distinct from the fees and
expenses charged by mutual funds and ETFs to their shareholders. These fees and expenses are
described in each fund's prospectus. These fees will generally include a management fee, other fund
expenses, and a possible distribution fee. A client could invest in a mutual fund or an ETF directly,
without the services of our firm. In that case, the client would not receive the services provided by us
which are designed, among other things, to assist the client in determining which mutual fund or funds
or ETFs are most appropriate to each client's financial condition and objectives. Moreover, certain
DFA mutual funds may not be available to clients directly. Accordingly, the client should review both
the fees charged by the mutual funds and ETFs and the fees charged by us to fully understand the total
amount of fees to be paid by the client and to thereby evaluate the advisory services being provided.

Brokerage and Custodial Fees:

In addition to advisory fees paid to our firm, clients will also be responsible for all transaction,
brokerage, trade-away and custodial fees incurred as part of their account management. Please see

Item 7: Types of Clients

                                                                          Form ADV Part 2A, Item 7

Global Trust has individuals, trusts, corporations, profit sharing plans, defined contribution plans,
individual retirement accounts and a VEBA as clients. A VEBA is a voluntary employees' beneficiary
association authorized by Internal Revenue Code Section 501(c)(9). VEBAs are a special type of tax-
exempt trust vehicle which provides employee benefits. Global Trust has a minimum family of accounts
value of $500,000 which may be waived by the investment advisor.