Advus Financial Partners LLC

ITEM 5 - FEES AND COMPENSATION
Wealth Planning, Investment Management and Wealth Management
Advus's Wealth Planning fees generally range from $2,500 - $20,000.

Wealth Management (Wealth Planning + Investment Management) fees range from $0 - $25,000 plus a
fee ranging from .25% to 1.65% of assets under management.

Investment Management fees generally range from .10% to 1.65% of assets under management.

These fees are negotiable. Advus will establish each Client’s fee based on each Client’s unique
circumstances, including consideration of the services Advus will be retained to provide, the amount of
the assets Advus will be retained to manage, the number and type of securities in which the Client is
invested, the frequency and complexity of Client requested analysis, the complexity of the Client’s overall
financial circumstances and/or the complexity of the Client’s portfolio, the desired frequency of Client
meetings and/or conference calls, the frequency of Client transactions requiring service, the Client’s
reporting requirements, and the availability of third-party Client asset data.

Generally, each Client’s account is billed either quarterly in advance or quarterly in arrears. The method
utilized will be stated in the client’s contract. For asset-based fees, Advus calculates its fee by
multiplying the appropriate basis point fee by the average daily portfolio value during the previous
quarter. For the first billing period, the value used will be the initial deposit made into the account using
a pro-rata calculation based on the number of days remaining in the quarter.

For accounts holding securities purchased on margin, Advus calculates its advisory fee on the gross
market value of the account and does not net any outstanding margin loan balance or other liabilities.
A client who uses margin therefore pays a higher advisory fee than a client with the same net equity
who does not, and this gives Advus an incentive to recommend margin or leverage. Clients are not
required to use margin, and Advus recommends it only where consistent with the client's objectives and
best interest. Margin also carries additional investment risk and custodial interest charges separate
from Advus's fee.

Advus will deduct fees from the Client’s custodial account directly or will submit an invoice to the Client.
The Client may select either billing method; if neither method is specified or if the fees directly billed to
the Client remain unpaid beyond the end of the quarter when it was billed, Advus will deduct the fee from
the Client’s custodial account(s).

Consulting

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If Advus and the Client agree that Advus is to provide more detailed consulting services to the Client
beyond the scope of services included in the Client Agreement, Advus will charge an additional
consulting fee for the consulting services. The type and amount of any fee charged for consulting
services is negotiable and is generally based on the complexity of the work involved. Any agreement for
a separate fee will be contained in an additional agreement between the Client and Advus.

Retirement Plan Services
Our fee is generally 0.10% - 1.00% subject to a minimum annual fee of $15,000. The fees are negotiable,
and Advus will individually determine the fee for each Client based on a number of specific factors,
which include, but are not limited to asset size, participant count, location count, plan complexity,
number of meetings per year, services to be offered, and reporting requirements.

Billing arrangements for retirement plans can vary significantly due to recordkeeper and Client
preferences. Generally, each plan is billed quarterly in advance based upon the last day of the previous
calendar quarter account value. There are situations where Advus is paid monthly, but they are limited.
Fees can be paid by the plan sponsor or the plan’s assets, or both. Certain plan recordkeepers provide
automatic calculation and payment of invoices, whereas others require Advus to submit an invoice.

Given the constant flow of assets into and out of retirement plans, contributions and withdrawals intra
quarter are typically not considered in the calculation of fees unless the plan’s recordkeeper has the
ability to charge fees on a daily basis, in which case cash flows would be considered.

General Information About Fees
Advus' specific fee is set forth in the contract between Advus and the Client. The fee charged by Advus
will not exceed the fee agreed upon by the Client in the written contract. Advus’s fee may be established
as a flat annual fee subject to an inflation adjustment, a basis point fee applied to investment assets, a
basis point fee applied to net worth or a combination of these methods, or an hourly fee. The agreement
with the Client also will provide for an hourly or flat fee to be charged to the Client for additional services,
with Client’s prior consent. Clients should note that similar advisory services may (or may not) be
available from other investment advisers for similar or lower fees.

Contract Termination Provisions
The client may terminate the advisory relationship, without penalty, within five business days of signing
the agreement. After that, either party may terminate the advisory relationship for any reason upon the
notice period set forth in the Client's agreement, which will range from 30 to 90 days. Upon termination
of any account, any prepaid, unearned fees will be refunded on a pro-rata basis.

Other Fees and Expenses
In addition to the fees charged by Advus, Clients will incur other fees imposed by third parties, including
(but not necessarily limited to): custodial fees, execution costs or charges, transaction charges,
commissions, mark-ups and mark-downs, odd-lot differentials, exchange fees, American Depositary
...

ITEM 7 - TYPES OF CLIENTS
Advus provides advisory services to individuals, high net worth individuals, pension and profit-sharing
plans (other than plan participants), charitable organizations, and corporations and other businesses.

Advus generally requires a minimum of $1 million in assets to open or maintain an account to be
managed by the firm. Advus has the right to waive this requirement in its sole discretion.

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