Affinity Wealth LLC

Item 5: Fees and Compensation

A. Total Wealth Management Relationship
TWM clients pay a monthly ongoing retainer, which is based upon:
1.) The complexity of each client’s financial situation.
2.) The number of TWM services selected and outlined in the TWM client agreement.
3.) If the client has “investment advisory assets” with the firm.

The monthly renewable retainer for new clients engaging our firm as a TWM client starts at $300 per month and
goes up based upon services desired, complexity of the client’s situation, and estimated annual time commitment
needed by AW. The retainer is reviewed each year based upon the client's changing and ongoing circumstances
and needs.

AW does have long-term “legacy clients” that also have investment advisory assets with the firm, some of these
clients may pay a lower TWM fee than new clients being onboarded today.

This retainer is collected monthly through automatic ACH bank draft from the client’s checking account. Total
Wealth Management is an ongoing “good until cancelled” relationship.

B. Investment Advisory Agreement
The annualized fee schedule for investment management is as follows:

Total Household Account Asset Value                    Annual Management Fee
First 0 - $499,999                                             1.50%
From $500,000- $1,999,999                                      1.00%
From $2,000,000- $4,999,999                                     .85%
From $5,000,000- $7,999,999                                     .70%
Affinity Wealth                                                    Form ADV Part 2A Version 8/2026

From    $8,000,000 or more                                          .60%

For example:
A client with $1,750,000 in total assets under management will be billed 1.5% on the first $499,999, and 1% on the
next $1,250,000.

AW’s fee is calculated based on the fair market value of the client’s assets under management as of the last
business day of the prior billing period. AW’s fees will be automatically debited from the client’s investment
accounts.
    • Accounts held at SEI Private Trust Company (“SEI”) are billed quarterly in arrears.
    • Accounts held at Capital Bank & Trust (American Funds) are billed quarterly in arrears.
    • Accounts held at Nationwide Wealth Advisory (Nationwide) are billed monthly in arrears.

In addition to our investment management fee, the client, relative to all mutual fund purchases with any of our
relationships, shall also incur charges imposed at the mutual fund level (e.g., management fees and other fund
expenses).

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your minor
children, joint accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in your paying reduced investment management fees based on the
available breakpoints in our fee schedule stated above.

Either party may terminate the management agreement within five days of the date of acceptance without penalty.
After the five-day period, you may terminate the investment advisory agreement by providing 30 days’ written
notice to our firm. The asset allocation fee will be prorated for the quarter in which the termination notice is given,
which means that you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client. If you have prepaid any advisory fees that we have not yet earned, you will receive a prorated refund of
those fees.

C. Fees for Retirement Plan Services/Pension Consulting
Fees for the Retirement Plan Services ("Fees") are negotiable based upon the size of the plan, the number of
participants in the plan, and the services that the plan sponsor desires. Excluding “solo-401k plans” which fall
under the normal Investment Management fee schedule, the fee for Pension Consulting is negotiable and ranges
between .50% and 1.75%. The minimum annualized fee for Pension Consulting services is $1800.

Sponsors instruct the Plan’s recordkeeper or custodian to automatically deduct our Fees from the Plan account;
however, in some cases a Sponsor may request that we send invoices directly to the Sponsor/Company for direct
payment. Depending upon the capabilities and requirements of the Plan’s recordkeeper or custodian, we can collect
our fees in arrears or in advance based upon the needs of the client.

Unless we agree otherwise, no adjustments or refunds will be made in respect of any period for (i) appreciation or
depreciation in the value of the Plan account during that period or (ii) any partial withdrawal of assets from the
account during that period. If the Agreement is terminated by us or by Sponsor, we will refund certain Fees to
Sponsor to the extent provided in Section 8 of the Agreement. Unless we agree otherwise, all Fees shall be based on
the total value of the assets in the account without regard to any debit balance.

All Fees paid to AW for Retirement Plan Services are separate and distinct from the fees and expenses charged by
mutual funds and exchange traded funds to their shareholders. These fees and expenses are described in each
investment's prospectus. These fees will include a management fee and other expenses.

Affinity Wealth                                                      Form ADV Part 2A Version 8/2026

The Retirement Plan Services provided by AW may, among other things, assist the client in determining which
investments are most appropriate to each client's financial condition and objectives and to provide other
administrative assistance as selected by the client. Accordingly, the client should review both the fees charged by
the funds, the fund manager, the Plan's other service providers and the fees charged by AW to fully understand the
...

Item 7: Types of Clients

AW provides advisory services to the following types of clients:
       • Pre-retiree’s/Retiree’s                                     •   High-Net-Worth Individuals
       • Business-owners and executives                              •   Up and coming wealthy

We do not require a minimum dollar amount to open and maintain an advisory account; however, we have the right
to terminate your Account if it falls below a minimum size which, in our sole opinion, is too small to effectively
manage.

A. Termination of Client Relationship
The following is the outline of how AW handles the termination of a client relationship who no longer wishes AW
to be the RIA on their account:
    • The firm’s CCO contacts the client through either email, phone-call or both to fully understand the client’s
         reason for moving their accounts as well as to collect all information as to where they will be moving the
         accounts. This is done in order for AW to assist the client in making the transition as seamless and easy for
         the client as possible.
    • AW will submit to the custodian a letter of instruction informing the custodian that Affinity Wealth is to be
         removed as the Investment Advisor immediately.
    • The client’s investments will remain with the custodian until when/if the client decides to move the account
         elsewhere.
    • AW will maintain the client’s file and all corresponding notes in our database and mark the client inactive.