Afton Advisors LLC

Item 5: Fees and Compensation

Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment management and/or financial planning agreement (“Client Contract”), the Client contract may be
terminated by the client within five (5) business days of signing the Client Contract without penalty or
incurring any fees. How we are paid depends on the type of advisory service we are performing. Please
review the fee and compensation information below. Fees are negotiable and some fees may vary by client
but similar services are provided due to factors such as honoring legacy services and fees, discounts for
friends and family of our employees, and complexity of overall engagement.

Combined Ongoing Financial Planning and Investment Management Services
This combined service is available for an annual fee of $8,000, paid quarterly and in arrears. For clients who
wish for AA to not manage their account(s) directly, fees may be reduced. Fees are negotiable at the
discretion of AA. Clients may choose to have fees directly debited from client accounts held at a qualified
custodian, by electronic funds transfer, debit/credit card or check. Accounts initiated during a calendar
quarter will be charged a prorated fee based on the amount of time remaining in the billing period. This
service may be terminated with 30 days’ written notice by either party. Since billing is done in arrears, no
refunds will be applicable. No increase in the annual fee shall be effective without prior client consent.

Use of Outside Managers (SEI accounts)

For the portion of the account(s) managed by Outside Managers, the Outside Manager will charge a
separate fee in addition to the AA’s fee disclosed above. How fees are calculated will be detailed in the

agreement the client signs with the Outside Manager and be disclosed to the client within the Outside
Manager’s Form ADV Part 2 Brochure. The Outside Manager will debit the client’s account for both the
Outside Manager’s fee, and AA’s advisory fee, and will remit AA’s fee to AA.

Financial Planning (Project-Based)

For a comprehensive financial plan, fees will be billed at a flat fee of $3,000. AA also provides one-meeting
review sessions or AMA sessions billed at $900 per engagement. Fees are negotiable.

The final fee will be agreed upon before the start of any work. The comprehensive financial plan will be
billed half up-front, half upon completion of the plan. For sessions, fees are billed in arrears. Fees for this
service may be paid by electronic funds transfer, debit/credit card or check. If a client selects to terminate
the Client Contract prior to the completion of the project/delivery of the plan, the half of the fee that is due
up front will be non-refundable, and no further fees will be charged.

Other Types of Fees and Expenses

Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses
which may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and
other third parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions.

Mutual fund and exchange traded funds also charge internal management fees, which are disclosed in a
fund's prospectus. Such charges, fees, and commissions are exclusive of and in addition to our fee, and we
shall not receive any portion of these commissions, fees, and costs.

Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for
client’s transactions and determining the reasonableness of their compensation (e.g., commissions).

We do not accept compensation for the sale of securities or other investment products including
asset-based sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth individuals,
charitable organizations, and corporations or other businesses.

We do not have a minimum account size requirement to open or maintain an account under our
management.