AGP Franklin LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly in advance pursuant to the terms of the wealth management agreement.
Wealth management fees are based on the market value of assets under management at the end of the prior calendar
quarter. Wealth management fees range up to 2.25% annually based on several factors, including: the scope and
complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the
Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other
complexities may be charged a higher fee.

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
AGP Franklin will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing. As noted in Item 4.D, the Advisor’s wealth management fees will
include Covered Costs. However, the Advisor shall not receive any portion of these commissions, fees, and costs.

B. Fee Billing
Wealth Management Services
Wealth management fees are generally calculated by the Custodian and deducted directly from the Client’s account(s)
held with the Custodian. However, in certain situations, these fees may be calculated by the Advisor or delegate and
deducted from the Client’s account(s) at the Custodian. In such cases, the Advisor will provide an invoice to the
Custodian at the start of the relevant quarter, specifying the amount to be deducted from the Client’s account(s). The
amount due is calculated by applying the quarterly rate (annual rate divided by 4) to the total assets under management
with AGP Franklin at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the
Custodian reflecting deduction of the wealth management fee. Clients are urged to also review and compare the
statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not perform
a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by AGP Franklin to
be paid directly from their account[s] held by the Custodian as part of the wealth management agreement and separate
account forms provided by the Custodian.

C. Other Fees and Expenses

Aspen Grove Asset Management                                                 Strong Tower Wealth Management, LLC
3326 Aspen Grove Drive Suite 602 Franklin, TN 37067                          725 Cool Springs Blvd., Suite 330, Franklin, TN 37067
Phone: 615-778-9842                                                          Phone: 615-807-2247
www.aspengroveassetmanagement.com                                             www.strongtowerwealthmanagement.com

Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of
the Client’s account[s]. AGP Franklin includes Covered Costs as part of its overall wealth management fee through
the AGP Franklin Wrap Fee Program. Securities transaction fees for Client-directed trades may be charged back to
the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to AGP Franklin for wealth management services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible
distribution fee. A Client may be able to invest in these products directly, without the services of AGP Franklin, but
would not receive the services provided by AGP Franklin which are designed, among other things, to assist the Client
in determining which products or services are most appropriate for each Client’s financial situation and objectives.
Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by AGP Franklin to
fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information.

D. Advance Payment of Fees and Termination
Wealth Management Services
AGP Franklin may be compensated for its wealth management services in advance of the quarter in which services
are rendered. Either party may terminate the wealth management agreement, at any time, by providing advance
written notice to the other party. The Client may also terminate the wealth management agreement within five (5)
business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur
charges for bona fide advisory services rendered to the point of termination and such fees will be due and payable by
the Client. Upon termination, the Advisor will refund any unearned, prepaid wealth management fees from the
effective date of termination to the end of the quarter. The Client’s wealth management agreement with the Advisor is
non-transferable without the Client’s prior consent.

E. Compensation for Sales of Securities
AGP Franklin does not buy or sell securities to earn commissions and does not receive any compensation for
...

Item 7 – Types of Clients

Aspen Grove Asset Management                                                  Strong Tower Wealth Management, LLC
3326 Aspen Grove Drive Suite 602 Franklin, TN 37067                           725 Cool Springs Blvd., Suite 330, Franklin, TN 37067
Phone: 615-778-9842                                                           Phone: 615-807-2247
www.aspengroveassetmanagement.com                                              www.strongtowerwealthmanagement.com

AGP Franklin offers investment advisory services to individuals and high net worth individuals. AGP Franklin generally
does not impose a minimum relationship size.