Intervest Ltd

Item 5: Fees and Compensation
     Fixed Fees
     InterVest offers certain clients services for a fixed fee. The fee is based on the
     complexity of each individual’s situation. For financial planning clients, the fee covers
     an analysis of all appropriate data, the development of the Financial Plan, and the
     presentation of the Plan to the client. In addition, fees include our availability for
     consultation (in person or by phone) during the term of the Agreement. For certain
     clients, the fee may also cover advice with respect to the purchase and sale of specific
     securities on a continual basis. For non-financial planning clients, the fee covers the
     investment advisory services set forth in the agreement with the client. It is our practice
     to quote fees in advance of any contractual agreement so that potential clients know
     exactly what to expect before they make a commitment. Our fees are set at a level that
     encourages a long-term professional relationship with our clients.

     Clients are generally sent bills for fees due. However, a client may elect to have bills paid
     directly from a bank or investment account, in accordance with InterVest’s and the
     applicable custodian’s policies and procedures.

Form ADV, Part 2A: Firm Brochure                                                             Page 7 of 30

                                                                                   INTERVEST, LTD.
                                                                               SEC File No.: 801-26390
                                                                                IARD/CRD No.: 104614
                                                                                             3-31-2026

     A client is charged on the following basis: for the initial consultation of one to two
     hours, there is no fee. If it is mutually agreed with the potential client that InterVest
     should prepare a proposal of service, then InterVest will send a written proposal with a
     fixed fee. The fee is quoted to the client in advance of any contractual agreement.
     The minimum annual fee for a comprehensive Financial Plan is $4,000. The fixed fee
     includes the time needed to prepare the Plan, presentation of the Plan to the client, and
     assistance in implementing its recommendations. One-half of the fixed fee is payable
     when the Advisory Services Agreement is signed, and the remaining balance will be
     billed six months from the effective date. Clients are welcome to implement the Plan
     through InterVest or seek assistance from other professionals. Certain implementation
     services provided by InterVest may be covered by the fixed fee, while others may entail
     additional fees.

     Fees for subsequent Financial Plans depend upon the changes that have occurred in the
     client’s financial position. As per the signed Advisory Services Agreement between
     InterVest and the client, on or before each anniversary of the client’s initial contractual
     agreement with InterVest, the firm will send the client the renewal fee for the succeeding
     year. Half of the renewal fee will be due when the Extended Agreement is signed, and the
     remaining balance will be billed six months from the effective date. No portion of the fee
     is refundable except as provided below.

     InterVest or the client may terminate a financial planning agreement with 10 days
     written notice to the other party. Upon such termination, the client’s obligation for any
     fees or expenses paid or payable to InterVest hereunder shall be refunded or reduced as
     follows:

             A. If the client terminates the Agreement, during the initial Term and
                 i. Prior to the client’s receipt of the written Financial Plan, InterVest
                    will refund all fees paid by the client to InterVest.

                 ii. After the client’s receipt of the written Financial Plan, InterVest will
                     refund a pro rata portion of the fees paid by the Client for services not
                     rendered.

             B. If either party terminates the Agreement, after the initial Term, InterVest
                will refund a pro rata portion of the annual fee for that year.

Form ADV, Part 2A: Firm Brochure                                                             Page 8 of 30

                                                                                  INTERVEST, LTD.
                                                                              SEC File No.: 801-26390
                                                                               IARD/CRD No.: 104614
                                                                                            3-31-2026

     The fixed fees for non-financial planning services vary depending on the services
     provided and the value of the assets for which InterVest is providing advice. The fee
     may be charged quarterly or annually in advance or in arrears, as the parties agree. If
     the services are terminated by either party, InterVest will either charge or refund a pro
     rata fee, as applicable.

     Compensation Based on Assets Under Management
     With respect to client assets invested through SEI Investment Management Corporation,
     InterVest charges an annual fee between 0.25% and 1.00% based on the value of the
     client’s assets in the program. The specific fee charged to each client depends upon the
     scope of the relationship and other factors. This fee is in addition to any fees charged by
     SEI or its affiliates. Clients generally authorize SEI Trust Company to debit their
     accounts on a quarterly basis for InterVest’s fee.

     In addition to InterVest’s advisory fee, clients who invest in the SEI Funds also will pay
...

Item 7: Types of Clients
    InterVest provides investment supervisory services to individuals, trusts, families,
    estates, charitable organizations, pensions, and profit-sharing plans. InterVest does not
    impose a minimum dollar value of assets or other conditions for starting or maintaining
    an account.