Alere Planning LLC

Item 5:       Fees and Compensation

      A.      Fees Charged

      All investment management clients will be required to execute an Investment Management Agreement
      that will describe the type of management services to be provided and the fees, among other items.
      Clients are advised that they may pay fees that are higher or lower than fees they may pay another
      advisor for the same services. Clients are under no obligation at any time to engage or to continue to
      engage, Alere for investment services. If you do not receive a copy of this brochure at least 48 hours
      prior to the execution of an Agreement, you may terminate the agreement within the first five (5)
      business days without penalty.

      Asset Management

      Generally, fees vary from 0.65% to 1.25% per annum of the market value of a client’s assets managed
      by Alere. The advisory fee is paid monthly, in advance, and calculated based on the net value of the
      account as of the last market day of the previous month.
      Fees are negotiable, and the fee range stated is a guide. The fee chosen within that range is determined
      in part by the nature of the account, including the size of the account, complexity of asset structures,
      etc.

                            Assets Under Management              Annual Rate
                                    Up to $500,000                 1.25%
                                $500,001 to $1,000,000             1.00%
                               $1,000,001 to $2,000,000            0.85%
                               $2,000,001 to $3,000,000            0.75%
                                     $3,000,001 +                  0.65%

      SEI Managed Account Solutions

      As stated in Item 4, Alere has a small number of clients in the SEI Managed Account Solutions (MAS)
      Program. MAS is a wrap fee program available to Independent Advisors. Alere is no longer offering
      this Program to new clients, however clients currently in the MAS program with Alere are allowed to
      continue in the Program.

      Alere charges an advisory fee in addition to, but separate from, the MAS fees from SEI. SIMC does
      not establish, review or approve those fees. The advisory fee is paid monthly, in arrears, and calculated
      based on the net value of the account as of the last market day of the previous month. Fees are
      negotiable, and the fee range shown above is a guide. The fee chosen within that range is determined in
      part by the nature of the account, including the size of the account, complexity of asset structures, etc.

      In MAS, Clients pay a fee to SIMC for its advisory services, the trade execution provided by SIMC’s
      affiliate SEI Investments Distribution Co. (“SIDCO”) and the advisory services of Portfolio Managers.
      SIMC’s fees are a percentage of the daily market value of the Client’s Managed Account Portfolio
      assets. SIMC’s fees are calculated and payable quarterly in arrears and net of any income, withholding
      or other taxes. SIMC will deduct fees directly from the Client’s custody account.

      If MAS is implemented using SEI Mutual Fund Models, Clients will pay the product fees for the funds
      in each model as specified in the funds’ prospectus.

Clients participating in MAS must custody their assets at SEI Private Trust Company (“SPTC”) and
therefore will be subject to custody fees charged by SPTC. The bundled wrap fee charged for
participation in MAS includes these custody fees, with the exception of a termination fee that SPTC
charges upon the termination of a Client’s account. SIMC and/or its affiliates may voluntarily waive
certain custody fees for its Clients.

Financial Planning

In circumstances when financial planning is done on a stand-alone basis, the fees charged are based
on the fee agreed upon by the adviser and client. The arrangement is typically provided on a fixed fee
basis, and the fixed fees will generally range from $1,000 to $2,500. Financial planning fees are
negotiable. These fees are dependent on the nature of the engagement and are decided upon on a case-
by-case basis. At the discretion of Alere, financial planning services may be done on an hourly basis
with a rate of $300 per hour. In certain circumstances where ongoing financial planning and/or asset
management services are provided to clients, at the discretion of the advisor, such services may be
provided on a monthly fixed fee basis.

Retirement Plan Consulting Services

Generally, fees are 0.25% to 1.00% per annum of the market value of the plan’s assets under the
direction of Alere. These are the only fees, either direct or indirect, that Alere reasonably expects to
receive from the plan. Fees are negotiable, in the sole discretion of Alere. Additionally, at the
discretion of Alere, the arrangement may be on a fixed fee basis. Retirement Plan Consulting fees are
negotiable and are dependent on the nature of the engagement.

B.      Fee Payment

Asset Management:

For clients whose assets are managed by the firm, investment advisory fees will be debited directly
from each client’s account. The advisory fee is paid monthly, in advance, and the value used for the
fee calculation is the net value as of the last market day of the previous month. For example, if your
annual fee is 1.00%, each month we will multiply the value of your account by 1.00%, then divide by
the number of days in that calendar year and multiply that number by days in the month to calculate
our fee. To the extent there is cash in your account, it will be included in the value for the purpose of
calculating fees only if the cash is part of an investment strategy. Once the calculation is made, we
will instruct your account custodian via written notice to deduct the fee from your account and remit
it to Alere. While almost all of our clients choose to have their fee debited from their account, we will
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Item 7:       Types of Clients

      Clients advised may include individuals, families, trusts, and charitable organizations and foundations,
      pensions and corporations. Alere requires each client to place at least $150,000 with the firm. This
      minimum may be waived at the discretion of Alere.