Altamont Wealth Management Inc

ITEM 5: FEES AND COMPENSATION

Portfolio Management
Advisory Fees & Billing Practices

Fees for investment supervisory services are calculated as a percentage of assets under management.
These fees are billed quarterly in arrears, based on the assets under management as of the last day of the
calendar quarter.

Our standard fee schedule for individuals and trusts is:

                Assets under Management                                Annual Fee
                Under $1,000,000                                         1.00%
                $1,000,001 - $1,500,000                                  0.85%
                $1,500,001 - $2,500,000                                  0.75%
                $2,500,001 - $5,000,000                                  0.65%
                Over $5,000,000                                          0.55%

                Minimum annual fee: $5,000

The above fees may be negotiable under unusual circumstances. In addition, individual and trust clients
will pay a one-time setup fee of $1,000 to $2,000 at the time the contract is signed. The setup fee
includes us establishing client goals, investment plan, and setting up necessary brokerage accounts. If
the client requests a financial plan, additional fees are assessed.

You may provide authorization for us to deduct our fees directly from your investment account. Please
note the following important information about the deduction of management fees:

       You must provide authorization for us to deduct fees by initialing the appropriate section of our
        contract.

       You will receive a detailed invoice each quarter which outlines our fees and how they are
        calculated at the same time we request payment from the custodian.

       You will receive a statement from your custodian which shows all transactions in your account,
        including the deduction of our fee.

       You are responsible for reviewing the accuracy of the fees being billed, as the custodian will not
        do so.

You may elect to pay by check rather than having payment deducted directly from your account.

If you would like to end our advisory relationship, you may do so by providing a 30 day written notice.
We will prorate the advisory fees received through the termination date and send you an invoice for the
advisory fees due.

Other Costs Involved

In addition to our advisory fee shown above, you are responsible for paying fees associated with investing
for your account. These fees include:

       management fees for the subadvisor chosen to manage assets, if any. Clients will sign an
        agreement that details the fees that will be charged. In addition, the client will receive the Part 2
        disclosure document for each subadvisor. At no time will the combined fee paid to Altamont and
        the subadvisor(s) exceed 3% of the assets under management.

       management fees for ETFs and mutual funds. These are fees charged by the managers of the ETF
        or mutual fund and are a portion of the expenses of the ETF or mutual fund.

       brokerage costs and transaction fees for any mutual funds, securities, or fixed income
        trades. These are generally charged by your custodian and/or executing broker.

Additional information about brokerage costs and services is provided in “Item 12: Brokerage Practices.”

Hourly Planning
You may hire us for a consulting meeting and then for additional time as needed. A consulting fee of
$600 is charged for the initial consultation, which generally lasts 2 hours. You will receive an invoice at
the end of the consultation, and we will perform no additional reports or monitoring. Any consulting
services provided after the meeting will be billed at an hourly rate $300 per hour and shall be due and
payable as incurred. A straight hourly fee for the initial consultation may be used for cases that are more
complex and greater in scope.

You may pay for hourly planning services by check or cash.

You may cancel our consulting agreement at any time by providing written notice. Upon cancellation, we
will present you with an invoice for time spent. This invoice is payable upon receipt.

We believe the fees mentioned above are competitive; however, you may be able to obtain similar
services from other sources at a lower price.

ITEM 7: TYPES OF CLIENTS
Our clients are typically individuals, couples, non-profits, retirement plans, and corporations. Generally,
we require that clients maintain $1,000,000 under management with us. However, we may waive that
minimum at our sole discretion. This minimum does not apply if you solely receive hourly consulting
advice.