Anchor Point Financial LLC

Item	5.	Fees	and	Compensation
Fee Schedule and calculation

                  Assets under firm                   Annualized Fee
               management at custodian

             0 to $1,999,999.99               1.25%

             $2,000,000 to $4,999,999.99      1.00%

             $5,000,000+                      0.75%

Assets managed that are held outside the firm’s selected custodian(s) (See Item 12) are charged a 2%
annualized fee.

Fees are calculated on the account value(s) provided by the custodian on the last business day of the
prior quarter.

The above fee rates apply to all of a client’s assets under management with the Firm, also referred to as
a “straight tier” schedule (meaning the “Standard Annualized Fee” applies to all the client’s assets under
management).

Fees are negotiable at the sole discretion of the Firm.

APF’s advisory fees are paid quarterly in advance through direct deduction from client account(s) only.
New clients have five days from signing the agreement to cancel without cost or obligation. Thereafter,

in the case of termination of advisory services by either APF or the client, unearned prepaid fees will be
refunded on a daily pro-rata basis.

Clients will incur other fees and expenses outside of APF, including transaction fees, and other related
costs and expenses that may be incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, and other third parties such as custodial fees, transaction commissions, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. Mutual fund and exchange traded funds also charge
internal management fees, which are disclosed in a fund’s prospectus. Such charges, fees and
commissions are exclusive of and in addition to APF’s fee, and APF does not receive any portion of these
external fees and expenses.

Neither APF nor any associates accept compensation for the sale of securities or other investment
products.

Item	7.	Types	of	Clients
APF provides its advisory services to individuals, high net-worth individuals, non-profits, and small
businesses.

APF does not require a minimum account size to engage a client relationship.