Antonelli Financial Advisors LLC

Item 5- Fees and Compensation
Fees for services provided by Antonelli Financial Advisors are based on the type of engagement.

Investment Management and Advisory Services
Fees for Investment Management Services are agreed upon at the time of engagement and are based on
the following fee schedule:

                                1.0% annually on the first $2,000,000
                                0.6% annually on the next $3,000,000
                                0.5% annually on the next $5,000,000
                                0.2% annually on any amount over $10,000,000

AFA’s fees are based upon a percentage of assets under management and are invoiced quarterly in arrears.
Fees may be negotiated (higher or lower), based on unusual circumstances, pre-existing relationships, or
complexity of planning.

Fees are calculated at the end of each billing period based upon the portfolio’s market value on the last
trading day of the quarter. The portfolio’s market value is determined by the client’s selected custodial
firm. Fees are due quarterly in arrears and are generally deducted from the managed account(s) with
the client’s written authorization, but may be billed to the client upon request. AFA’s quarterly fee is
determined by multiplying the portfolio balance on the last trading day of the billing period by ¼ of the
annual fee. A pro-rata fee is calculated for partial quarters.

Antonelli Financial Advisors, at its sole discretion, may charge a lesser Investment Management and
Advisory fee based on a historic relationship between the client and AFA, the type of assets managed,
related accounts, and negotiations with clients.

AFA reserves the right to modify the fee with 30 days’ prior written notice to clients. Clients are free to
terminate services at any time.

Financial Planning Services
Fees for Financial Planning Services are determined at the time of the engagement and are based on the
time and effort required. The standard fee is $2,500 and is negotiable. Fees are agreed upon by both
parties prior to the start of the relationship and due at the end of our engagement.

Hourly Planning Services
Antonelli Financial Advisors provides project-based advisory services. Hourly Financial Planning Services
focus on specific planning needs, such as college funding, retirement planning, charitable giving, tax
strategies, etc. The hourly rate for limited scope planning services is $200 to $400 based on the
complexity of the planning service. Our fee is due at the end of the engagement.

                                                                        Antonelli Financial Advisors, LLC
                                                                                          ADV Part 2 A/B
                                                                                            June 11, 2026

Other Fees
Custodians may charge transaction fees on purchases and sales of mutual funds, and commissions on
ETFs, stocks, and bonds. These transaction charges are generally small and incidental to the purchase or
sale of a security. AFA does not accept any compensation or share in these fees.

If it is determined that a client portfolio should contain individual bonds, the client may pay a mark-up,
mark-down, or a spread to the broker or dealer on the other side of the transaction that is built into the
price of the security. In some cases, a Prime Brokerage agreement is available, where the client pays a
flat fee on fixed income transactions and does not participate in the mark-up. AFA does not accept any
compensation or share in these fees.

Mutual funds generally charge a management fee (expense ratio) for their services as investment
managers. There are also fees associated with ETFs, also called an expense ratio. The expense ratios of
mutual funds and ETFs are in addition to the fees paid by the client to AFA. Charges, expenses, fees, and
commissions are exclusive of and in addition to AFA’s fee. AFA does not accept compensation from any
commissions, expenses charged by mutual funds or ETFs, the sale of securities or other investment
products, including asset-based sales charges or service fees from the sale of mutual funds.

Item 7- Types of Clients
Services are offered to individuals, pension and profit sharing plans, trusts, estates, charitable
organizations, corporations, and business entities.

The minimum account size is $150,000 but exceptions are made at our discretion.

                                                                           Antonelli Financial Advisors, LLC
                                                                                             ADV Part 2 A/B
                                                                                               June 11, 2026

Item 8- Method of Analysis, Investment
Strategies and Risk of Loss