Fees and Compensation — Form ADV Part 2A (7/29/2026)
[Brochure]
Item 5 Fees and Compensation
Separate Account Investment Management Services
Fees for Ardent Capital Management, Inc.'s services are charged as a percentage of assets under
management. Clients are invoiced quarterly in arrears based upon the value of the client's account on
the last day of the previous quarter. Advisory fees may be directly debited by the custodian from client
accounts. The annual fee is 1.00% subject to negotiation. Accounts that are opened during a quarter
will be adjusted in order to prorate the fees in proportion to the time the account was managed.
Account minimums may be waived at the discretion of Ardent Capital Management, Inc.
The fee charged is calculated as described above and is not charged on the basis of a share of capital
gains upon or capital appreciation of the funds or any portion of the funds of an advisory client (Section
205(a)(1) of the Investment Advisers Act of 1940, as amended).
All fees paid to Ardent Capital Management, Inc. for investment advisory services are separate and
distinct from the fees and expenses relating to brokerage and/or custodial fees and commissions or
charged by mutual funds to their shareholders. The client is responsible for these fees.
Mutual fund fees are described in each fund's prospectus. These fees will generally include a
management fee, other fund expenses, and on extremely rare occasions, a distribution fee.
Accordingly, the client should review both the fees charged by the funds and the fees charged by
Ardent Capital Management, Inc. to fully understand the total amount of fees to be paid by the client
and to thereby evaluate the advisory services being provided.
Account Minimums and Types of Clients — Form ADV Part 2A (7/29/2026)
[Brochure]
Item 7 Types of Clients
Investment Management Services
As mentioned in Item 4, Ardent Capital Management, Inc. provides investment supervisory services to
individuals, pension and profit sharing plans, trusts, and business entities. The minimum account size
of client accounts is $3,000,000.00, though the firm will accept certain accounts of a smaller size, i.e.
qualified plans or IRA accounts, or after consultation with the prospective client.
Prior to engaging in investment management services, separate account clients will enter into a written
advisory agreement with Ardent Capital Management, Inc. setting forth the terms and conditions under
which Ardent Capital Management, Inc. shall render its services (collectively the "Advisory
Agreement"). The client has the right to terminate an agreement without penalty at any time.
A client agreement may be canceled at any time, by either party, for any reason upon receipt of written
notice. Upon termination of any account any earned, unpaid fees will be due and payable. There are
no prepaid fees.