Fuller Investment Management Company

Item 5. Fees and Compensation

FaithWise Investing charges an advisory fee (the “Advisory Fee”) to its clients based on a
percentage of assets under management. This Advisory Fee is intended to compensate FaithWise
Investing for providing investment advisory and wealth management services to the client, including
asset allocation, investment manager selection and monitoring, and performance reporting.
FaithWise Investing’s fee schedule is generally as follows:

Advisory Fees for Advisory and Wealth Management Clients

Assets Under Management               Annual Rate

First $2 million                      1.00%

Over $2 million to $5 million         .85%

Over $5 million to $10 million        .75%

Over $10 million to $25 million       .65%

Greater than $25 million              .55%

Advisory Fees for Institutional Portfolio

Assets Under Management               Annual Rate

First $5 million                      .90%

Over $5 million to $10 million        .80%

Over $10 million to $25 million       .70%

Greater than $25 million              .60%

Advisory Fees are negotiable at the sole discretion of FatihWise Investing. The firm has current
clients that pay Advisory Fees that are lower than those reflected above. Fees are calculated based
on assets under management in each client’s separate account, as outlined in each account

agreement.

The Advisory Fee is payable quarterly in advance on the first day of each calendar quarter based on
the market value of assets under management (including cash and cash equivalents) in a managed
account on the last day of the preceding month, unless an alternate arrangement is mutually agreed
upon.

Upon initial opening of a managed account, the Advisory Fee will be charged in advance based upon
the initial value of the account assets and the number of days remaining in the quarter. The Advisory
Fee is due and payable upon initial opening of the account and will be deducted from the account
assets, unless otherwise agreed upon with client. In addition, Fuller will prorate the Advisory Fee for
any additions or withdrawals that are over $10,000.

The Advisory Fee is debited from the client’s custodial account by the custodian and paid to Fuller
Investment, as authorized by the client, unless otherwise specified in the IAA. Clients will receive a
periodic (at least quarterly) account statement from their custodian, reflecting among other things,
any fees withdrawn by the custodian and paid to Fuller Investment. Clients are urged to compare
statements received by third parties, such as the client’s custodian, with statements and/or reports
sent by FaithWise Investing. For more information on the reports FaithWise Investing provides to its
clients, please refer to Item 13, below.

If an advisory or wealth management relationship is terminated prior to the end of a quarter,
FaithWise Investing’s compensation is pro-rated to the date of termination and any unearned portion
of the Advisory Fee will be refunded to the client. The client and FaithWise Investing may each
terminate the advisory relationship upon 30 days written notice to the other.

Clients will incur certain charges imposed by custodians, brokers, and other third parties (as
applicable) such as fees charged by managers, custodial fees, deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions.

FaithWise Investing primarily invests clients in exchange-traded funds and open-end mutual funds.
Each fund charges fees to their shareholders, which are described in the mutual fund’s respective
prospectus. These fees usually include a management fee, administrative and operations fees, and
certain distribution fees (e.g., 12b‐1 fees). They are referred to as a fund’s “expense ratio” and are
deducted at the fund level when calculating the fund’s net asset value (“NAV”). The deduction of
these fees has a direct bearing on the mutual fund’s performance and can affect the trading value for
exchange-traded funds. Certain mutual funds also charge an up‐front or back‐end sales charge and/or
redemption fees. In addition, some open‐end mutual funds offer different share classes of the same
fund and one share class can have an expense ratio and sales/redemption fees that are higher than
another share class. The most economical share class will depend on certain factors, including but
not limited to the amount of time the shares are held by a client and the amount a client will be
investing. Transaction costs also factor into the overall costs when investing in mutual funds. Such
costs can be charged by the broker-dealer for both purchases and redemptions. Some custodians
offer certain higher share class mutual funds for purchase at no transaction cost. Therefore, there are
times when FaithWise Investing will purchase a more expensive share class for a client if we
determine, based on facts and circumstances, that such transaction would be the most economical for
the client.

Mutual fund expense ratios and sales/redemption fees vary by exchange-traded fund and mutual
fund, so it is important to read the fund prospectus to fully understand all the fees
charged. FaithWise Investing strives to invest clients in the lowest cost mutual fund share class,
when available. However, there can be times when FaithWise Investing does not have access to
lower cost share classes.

The third-party and mutual fund fees are exclusive of and in addition to FaithWise Investing’s
Advisory Fee, and FaithWise Investing does not receive any portion of these fees. Importantly, the
fees charged to a client’s account lowers the overall performance of the account. Therefore, clients
should carefully review all third-party fees, together with the fees charged by FaithWise Investing, to
fully understand the total amount of fees to be paid by the client.
...

Item 7. Types of Clients

As described in “Item 4 – Advisory Business” above, FaithWise Investing provides (i) investment
advisory services to institutions, which include foundations, endowment and other charitable
organizations, and (ii) wealth management services to families, individuals and their related entities,
which includes family trusts and foundations, charitable trusts, and business entities. The initial
minimum account size for an advisory or wealth management client, which Fuller Investment can
waive at any time for a prospective client, is $500,000. The initial minimum account size for an
Institutional Portfolio client, which Fuller Investment can waive at any time for a prospective client,
is $3 million. However, we have in the past, and reserve the right in the future to waive these
minimums.