Arkadios Wealth Advisors LLC

Item 5 – Fees and Compensation

Advisor Managed Accounts-Crest Accounts

Advisor Managed accounts may be custodied at National Financial Services, LLC (“NFS”),
Fidelity Institutional Wealth Services (“Fidelity”), Charles Schwab & Co., Inc. (“Schwab”),
Goldman Sachs Custody Solutions (“Goldman”), Pershing Advisor Solutions (“Pershing”),
Community National Bank (“CNB”), and Equity Advisor Solutions (“EAS,” collectively, the
“Custodian(s)”) The specific manner in which fees are charged by the Firm is established in
a client’s written agreement. Fees are based on a percentage of assets under management
and calculated at an annual rate and billed in advance on a monthly basis. Fees are based on
the assets in the account per the schedule below and in some instances, may be negotiated.

The maximum annual fee for Crest Accounts is as follows:

                        Account Balances                Annual Fee
                        $0 - $250,000                   2.00%
                        $250,001 - $500,000             1.75%
                        $500,001+                       1.50%

Existing clients should note they may fall outside the ranges listed above as the fee schedule
was updated March 2021. A client’s specific fee schedule may be based on a different fee
schedule and will be charged as stated in their advisory agreement.

The initial fee is due during the first full billing cycle after the client’s account is accepted and
opened with theminimum account balance of $50,000 and will be based on the asset value of
the account on that date. The initial fee will be prorated according to the number of days
remaining in the calendar month. The Account Balance used to calculate the management fee
will be based on the value of all assets in the account on the last calendar day of the previous
month. Thereafter, the fee will be calculated by multiplying the fair market value of the assets
in the account as of the last trading day of each calendar month by the annual fee and then
dividing that result by 12, which represents each month. The account value is calculated as the
market value of all long and short securities positions in the account and will not be reduced
by any margin or other indebtedness of the client with respect to such securities or other
investments. Fees will not be adjusted or pro-rated for additions to or withdrawals from the
account during the calendar month, other than a complete withdrawal in connection with a
termination of the Account Agreement.

Clients at NFS will be charged a minimum fee of $10.42 monthly, this fee is not in addition to
theasset-based fee schedule but the minimum that a client will be charged.

Fees are automatically deducted from the account pursuant to the advisory agreement and
are not billed separately to clients. Clients must maintain or deposit sufficient funds in the
account to cover payment of all fees authorized by the contract. If there are no funds to cover
the fees, then Arkadios Wealth can liquidate assets to cover fees. The amount of the fee will
be shown on the statement received by the Custodian. Arkadios Wealth urges clients to
carefully review such statements.

Upon termination of an account, any prepaid, asset-based fees will be prorated according to
the days theaccount was opened during the calendar month, and excess fees will be re-bated
to the client. All custodial termination and transfer fees assessed by NFS, if any, will be the
responsibility of the client.

In addition to the advisory fee, accounts will be assessed transaction fees for trades other than
mutual fund trades, such as equities, ETFs, or bonds. Mutual fund transaction fees will not be
charged to the client. However, Arkadios Capital, as Introducing Broker, reserves the right to
charge transaction fees to Arkadios Wealth if the number of mutual fund transactions is
deemed to be excessive. If this occurs, such fees will be paid by Arkadios Wealth and not
passed on to the client. Transaction fees charged may be higher or lower than transaction
charges or commissions charged by other broker-dealers. When appropriate, the Advisor will
recommend the purchase or sale of non-mutual fund securities, and the client will pay a
transaction fee for those trades. Arkadios Capital and the custodian each receive a portion of
the transaction fees paid by clients. Although transaction charges may be identified as
commissions on trade confirmations, the Investment Adviser Representative does not receive
any portion of these charges. Additionally, for NFS accounts, a $4.50 service fee is applied to
each transaction to cover custodian costs consisting of postage, handling, and tax preparation
documents.

Arkadios Wealth may charge a monthly billing fee ranging from $1.95 to $5.95 that is applied
to cover billing technology costs. While this is a separate and distinct charge that is not part
of the monthly client advisory management fee, the monthly billing fee will appear on the
monthly statement as an addition to the monthly client advisory management fee. The fees
are separate but may appear on the monthly statement as one fee. The fees are separate but
may appear on the monthly statement as one fee.

Wrap Account Fees-Peak Accounts

The Advisory Managed Account Solutions account is also offered in a wrap fee program
(“Peak”). The Peak account is more fully described in the Peak Wrap Fee Program Brochure,
which may be obtained by calling our main office number listed on the front of this Brochure.
The Peak account is potentially suitable for accounts in which the Investment Adviser
Representative anticipates primarily investing in stocks/ETFs, and/or for clients that do not
wish to pay transaction charges for trades. Peak accounts are custodied with NFS.

Fees are billed monthly or quarterly in advance and automatically deducted from the account
pursuant to the advisory agreement and not billed separately to clients, unless specifically
...

Item 7 – Types of Clients

Arkadios Wealth provides portfolio management services to individuals, corporations and
business entities, pension and profit-sharing plans, charitable institutions, foundations,
endowments, estates, and trusts. The minimum account size is $10,000. Arkadios Wealth has
the discretion to waive the account minimum. For any third-party manager programs,
minimums vary by manager and such information is disclosed in each respective brochure.